bahlookup2026 rates

All areas / Pay grade O-4

Officer

O-4 BAH, every duty station

Same rank, same job, and the housing allowance swings from $1,809 to $7,470 a month depending entirely on where you're stationed. That's a spread of $67,932 a year, untaxed.

Highest: WESTCHESTER COUNTY, NYLowest: YOUNGSTOWN, OHMedian: $2,835Areas: 299

Every area, highest first

#Housing areaWith dependentsWithoutvs median
1WESTCHESTER COUNTY, NY$7,470$5,874+163%
2NEW YORK CITY, NY$6,459$5,247+128%
3SAN FRANCISCO, CA$6,444$5,481+127%
4NANTUCKET, MA$6,306$5,244+122%
5MAUI COUNTY, HI$6,045$5,088+113%
6BOSTON, MA$5,928$4,941+109%
7SANTA CLARA COUNTY, CA$5,856$5,055+107%
8FLORIDA KEYS, FL$5,655$4,374+99%
9NORTHERN NEW JERSEY, NJ$5,610$5,055+98%
10HANSCOM AFB, MA$5,535$4,584+95%
11LONG ISLAND, NY$5,502$4,878+94%
12MARTHA'S VINEYARD, MA$5,385$4,758+90%
13KAUAI COUNTY, HI$5,376$4,416+90%
14ESSEX CO, MA$5,301$4,053+87%
15MONTEREY, CA$5,259$4,245+86%
16MIAMI/FORT LAUDERDALE, FL$5,208$4,041+84%
17CAMP PENDLETON, CA$5,085$4,494+79%
18SAN DIEGO, CA$5,082$4,440+79%
19LOS ANGELES, CA$5,052$4,314+78%
20STATEN ISLAND, NY$5,043$4,341+78%
21PORTSMOUTH, NH/KITTERY, ME$4,983$3,993+76%
22TRENTON, NJ$4,926$4,119+74%
23SAN LUIS OBISPO, CA$4,920$4,047+74%
24WEST POINT, NY$4,884$4,215+72%
25CAPE COD-PLYMOUTH, MA$4,872$4,155+72%
26PORTLAND, ME$4,830$3,843+70%
27OAKLAND, CA$4,809$4,203+70%
28HONOLULU COUNTY, HI$4,737$4,110+67%
29FORT MONMOUTH/EARLE NWS, NJ$4,710$4,173+66%
30PERTH AMBOY, NJ$4,638$4,128+64%
31FITCHBURG, MA$4,587$3,699+62%
32BURLINGTON, VT$4,584$3,918+62%
33MARIN/SONOMA, CA$4,563$3,939+61%
34SEATTLE, WA$4,554$4,020+61%
35VENTURA, CA$4,545$4,080+60%
36MANCHESTER/CONCORD, NH$4,512$3,801+59%
37NEWPORT, RI$4,446$3,717+57%
38WEST PALM BEACH, FL$4,443$3,741+57%
39WASHINGTON, DC METRO AREA$4,410$3,855+56%
40PROVIDENCE, RI$4,317$3,669+52%
41WORCESTER, MA$4,296$3,528+52%
42NEW HAVEN/FAIRFIELD, CT$4,275$3,759+51%
43WARRENTON, VA$4,206$3,480+48%
44HARTFORD, CT$4,128$3,495+46%
45HAWAII COUNTY, HI$4,128$3,867+46%
46VANDENBERG SFB, CA$4,113$3,687+45%
47INDIAN HEAD NAVORDSTA, MD$4,020$3,483+42%
48ATLANTIC CITY, NJ$4,014$3,417+42%
49BOULDER, CO$4,005$3,480+41%
50CHICAGO, IL$3,927$3,699+39%
51SANTA FE/LOS ALAMOS, NM$3,891$3,522+37%
52JB MCGUIRE-DIX-LAKEHURST, NJ$3,882$3,477+37%
53RIVERSIDE, CA$3,876$3,597+37%
54JUNEAU, AK$3,873$3,432+37%
55BRUNSWICK, ME$3,846$3,036+36%
56AUSTIN, TX$3,825$3,054+35%
57ANNAPOLIS, MD$3,822$3,300+35%
58ANN ARBOR, MI$3,804$3,180+34%
59ANCHORAGE, AK$3,789$3,051+34%
60EVERETT, WA$3,780$3,366+33%
61VALLEJO/TRAVIS AFB, CA$3,762$3,498+33%
62FORT G. G. MEADE, MD$3,759$3,321+33%
63MADISON, WI$3,759$3,096+33%
64QUANTICO/WOODBRIDGE, VA$3,753$3,222+32%
65HAMPDEN COUNTY, MA$3,747$3,075+32%
66STOCKTON, CA$3,738$3,075+32%
67KETCHIKAN, AK$3,720$3,036+31%
68WILLOW GROVE, PA$3,714$3,399+31%
69NEW LONDON, CT$3,654$3,156+29%
70CAPE MAY, NJ$3,639$3,108+28%
71SITKA, AK$3,639$3,294+28%
72SAN BERNARDINO, CA$3,630$3,375+28%
73EDWARDS AFB/PALMDALE, CA$3,597$3,189+27%
74FORT DETRICK, MD$3,573$3,129+26%
75MILWAUKEE, WI$3,564$2,883+26%
76KODIAK ISLAND, AK$3,555$2,970+25%
77BALLSTON SPA/ALBANY, NY$3,549$3,000+25%
78EGLIN AFB, FL$3,528$2,865+24%
79ASTORIA, OR$3,480$2,955+23%
80BALTIMORE, MD$3,477$2,994+23%
81OUTER BANKS, NC$3,438$2,991+21%
82PHILADELPHIA, PA/CAMDEN, NJ$3,435$2,976+21%
83DENVER, CO$3,426$3,108+21%
84PORTLAND, OR$3,420$2,853+21%
85FORT PIERCE, FL$3,408$2,916+20%
86ABERDEEN PROVING GROUNDS, MD$3,396$2,865+20%
87CORVALLIS, OR$3,387$2,763+19%
88GREAT LAKES NAVTRACEN, IL$3,381$2,853+19%
89OXFORD, MD$3,378$2,871+19%
90ASHEVILLE, NC$3,351$2,667+18%
91FORT MYERS BEACH, FL$3,345$2,991+18%
92BEALE AFB, CA$3,342$3,126+18%
93CHARLOTTESVILLE, VA$3,333$2,838+18%
94TACOMA, WA$3,324$2,991+17%
95SACRAMENTO, CA$3,318$2,988+17%
96BRIDGEPORT, CA$3,312$2,880+17%
97PORT ANGELES, WA$3,285$2,940+16%
98WHIDBEY ISLAND, WA$3,279$2,880+16%
99BREMERTON, WA$3,258$2,847+15%
100TAMPA, FL$3,255$3,042+15%
101TRAVERSE CITY, MI$3,255$2,898+15%
102DAHLGREN/FORT A.P. HILL$3,243$2,757+14%
103KNOXVILLE, TN$3,243$2,742+14%
104DETROIT, MI$3,228$2,649+14%
105FRESNO, CA$3,213$2,859+13%
106FAIRBANKS, AK$3,210$2,619+13%
107ALLENTOWN/BETHLEHEM, PA$3,207$2,841+13%
108BEAUFORT/PARRIS ISLAND, SC$3,192$2,817+13%
109MINNEAPOLIS/ST PAUL, MN$3,183$2,820+12%
110COLLEGE STATION, TX$3,165$2,499+12%
111ORLANDO, FL$3,135$2,958+11%
112RENO/CARSON CITY, NV$3,120$2,715+10%
113PATRICK SFB, FL$3,108$2,883+10%
114HUMBOLDT COUNTY, CA$3,099$2,520+9%
115BUFFALO, NY$3,093$2,631+9%
116EUGENE, OR$3,090$2,583+9%
117ROME/GRIFFISS AFB, NY$3,090$2,784+9%
118TWENTY NINE PALMS MCB, CA$3,090$2,646+9%
119DOVER AFB/REHOBOTH, DE$3,078$2,706+9%
120PATUXENT RIVER, MD$3,075$2,622+8%
121PITTSBURGH, PA$3,075$2,604+8%
122ABILENE/DYESS AFB, TX$3,063$2,820+8%
123NORFOLK/PORTSMOUTH, VA$3,054$2,601+8%
124COASTAL MAINE, ME$3,051$2,757+8%
125SPOKANE, WA$3,048$2,658+8%
126ST. LOUIS, MO$3,048$2,685+8%
127DALLAS, TX$3,045$2,811+7%
128HELENA, MT$3,039$2,619+7%
129HOUSTON, TX$3,039$2,580+7%
130SYRACUSE, NY$3,039$2,547+7%
131SAVANNAH, GA$3,036$2,676+7%
132GAINESVILLE, FL$3,033$2,481+7%
133NASHVILLE, TN$3,033$2,706+7%
134RICHMOND/FORT LEE, VA$3,030$2,670+7%
135ROCHESTER, NY$3,027$2,601+7%
136WILMINGTON, NC$3,018$2,541+6%
137YAKIMA, WA$3,015$2,502+6%
138FORT COLLINS, CO$3,012$2,631+6%
139ELIZABETH CITY, NC$3,009$2,589+6%
140SALEM, OR$3,009$2,514+6%
141BARSTOW/FORT IRWIN, CA$2,976$2,550+5%
142OMAHA/OFFUTT AFB, NE$2,967$2,454+5%
143SALT LAKE CITY, UT$2,946$2,502+4%
144COOS BAY, OR$2,943$2,400+4%
145DURHAM/CHAPEL HILL, NC$2,931$2,430+3%
146STATE COLLEGE, PA$2,928$2,388+3%
147CHATTANOOGA, TN$2,916$2,436+3%
148PANAMA CITY, FL$2,913$2,538+3%
149BLOOMINGTON, IN$2,910$2,184+3%
150CHARLESTON, SC$2,904$2,646+2%
151FORT STEWART, GA$2,904$2,490+2%
152CLEVELAND, OH$2,889$2,418+2%
153TALLAHASSEE, FL$2,883$2,259+2%
154CINCINNATI, OH$2,868$2,544+1%
155ATLANTA, GA$2,859$2,706+1%
156CARLISLE BARRACKS, PA$2,853$2,439+1%
157EL CENTRO, CA$2,847$2,346+0%
158NEW ORLEANS, LA$2,847$2,436+0%
159JACKSON, MS$2,841$2,289+0%
160HAMPTON/NEWPORT NEWS, VA$2,835$2,427+0%
161VOLUSIA COUNTY, FL$2,826$2,538-0%
162EASTERN PANHANDLE, WV$2,796$2,331-1%
163COLUMBUS, OH$2,793$2,364-1%
164FORT CAMPBELL, KY$2,793$2,250-1%
165WACO, TX$2,793$2,199-1%
166MYRTLE BEACH, SC$2,787$2,415-2%
167BATTLE CREEK/KALAMAZOO, MI$2,781$2,418-2%
168COLORADO SPRINGS, CO$2,778$2,484-2%
169GRAND HAVEN, MI$2,760$2,499-3%
170CORPUS CHRISTI, TX$2,757$2,310-3%
171PROVO, UT$2,745$2,337-3%
172FARGO, ND$2,739$2,397-3%
173DAHLONEGA, GA$2,736$2,511-3%
174GRAND RAPIDS, MI$2,730$2,403-4%
175LOUISVILLE, KY$2,730$2,310-4%
176FORT KNOX, KY$2,724$2,241-4%
177AUBURN, AL$2,718$2,055-4%
178OCALA, FL$2,718$2,403-4%
179CHEYENNE, WY$2,715$2,298-4%
180DES MOINES, IA$2,706$2,289-5%
181KINGS BAY/BRUNSWICK, GA$2,706$2,247-5%
182BIRMINGHAM, AL$2,703$2,523-5%
183MOREHEAD/CHERRY PT MCAS, NC$2,697$2,184-5%
184RAPID CITY/ELLSWORTH AFB, SD$2,691$2,304-5%
185WICHITA FLS/SHEPPARD AFB, TX$2,691$2,187-5%
186BANGOR, ME$2,688$2,226-5%
187LEMOORE NAS, CA$2,673$2,334-6%
188ALBUQUERQUE/KIRTLAND AFB, NM$2,670$2,343-6%
189JOHNSON CITY/KINGSPORT, TN$2,664$2,202-6%
190MOUNTAIN HOME AFB, ID$2,658$2,232-6%
191FORT DRUM/WATERTOWN, NY$2,655$2,115-6%
192PHOENIX, AZ$2,646$2,451-7%
193EASTERN SHORE, MD$2,643$2,337-7%
194FAYETTEVILLE, AR$2,640$2,157-7%
195FORT WORTH, TX$2,640$2,421-7%
196MARQUETTE, MI$2,634$2,148-7%
197ROCK ISLAND, IL$2,628$2,250-7%
198SCOTT AFB, IL$2,625$2,073-7%
199KANSAS CITY, MO$2,622$2,217-8%
200DULUTH, MN$2,619$2,331-8%
201NELLIS AFB/LAS VEGAS, NV$2,610$2,265-8%
202BOISE, ID$2,598$2,304-8%
203RALEIGH, NC$2,589$2,334-9%
204ROANOKE, VA$2,583$2,154-9%
205JACKSONVILLE, FL$2,580$2,277-9%
206FORT HOOD, TX$2,577$2,076-9%
207LEXINGTON, KY$2,571$2,160-9%
208OGDEN/HILL AFB, UT$2,565$2,265-10%
209SHREVEPORT/BARKSDALE AFB, LA$2,562$2,112-10%
210FORT GORDON, AL$2,559$2,181-10%
211TOLEDO, OH$2,544$2,160-10%
212FORT RUCKER, AL$2,541$1,941-10%
213MALMSTROM SFB/GREAT FALLS, MT$2,532$1,989-11%
214CHAMPAIGN/URBANA, IL$2,529$2,028-11%
215LANSING, MI$2,529$2,028-11%
216LAUGHLIN AFB/DEL RIO, TX$2,526$1,896-11%
217CHARLOTTE, NC$2,520$2,433-11%
218BATON ROUGE, LA$2,517$2,190-11%
219COLUMBIA/FORT JACKSON, SC$2,517$2,151-11%
220WHITEMAN AFB, MO$2,517$2,046-11%
221FORT LEAVENWORTH, KS$2,508$2,226-12%
222MEMPHIS, TN$2,508$2,313-12%
223MOBILE, AL$2,508$2,112-12%
224FORT WAYNE, IN$2,505$2,145-12%
225LINCOLN, NE$2,502$2,166-12%
226FALLON NAS, NV$2,499$1,992-12%
227ROBINS AFB, GA$2,496$1,992-12%
228BROWNSVILLE, TX$2,490$1,974-12%
229TULSA, OK$2,490$1,998-12%
230GRAND FORKS, ND$2,478$2,070-13%
231GREENSBORO, NC$2,472$2,157-13%
232SEYMOUR JOHNSON AFB, NC$2,472$2,052-13%
233GREENVILLE, SC$2,463$2,118-13%
234PENSACOLA, FL$2,457$2,232-13%
235INDIANAPOLIS, IN$2,451$2,238-14%
236WRIGHT-PATTERSON AFB, OH$2,448$1,938-14%
237CHINA LAKE, CA$2,445$1,911-14%
238HUNTSVILLE, AL$2,445$2,127-14%
239FORT BRAGG/POPE, NC$2,427$2,088-14%
240WILKES-BARRE/SCRANTON, PA$2,427$1,953-14%
241LEXINGTON, VA$2,421$2,040-15%
242PADUCAH, KY$2,415$1,929-15%
243AKRON, OH$2,403$1,935-15%
244DAVIS-MONTHAN AFB, AZ$2,400$2,139-15%
245COLUMBIA/JEFFERSON CITY, MO$2,391$1,812-16%
246BISMARCK, ND$2,388$2,259-16%
247TOPEKA, KS$2,385$1,935-16%
248GULFPORT, MS$2,379$1,785-16%
249TERRE HAUTE, IN$2,379$1,884-16%
250SPRINGFIELD, MO$2,376$1,902-16%
251MINOT AFB, ND$2,367$2,049-17%
252MORGANTOWN, WV$2,367$1,950-17%
253FORT HUACHUCA, AZ$2,364$2,193-17%
254COLUMBUS AFB, MS$2,361$2,061-17%
255SUMTER/SHAW AFB, SC$2,361$1,980-17%
256CAMP LEJEUNE, NC$2,355$1,989-17%
257EL PASO, TX$2,352$2,157-17%
258LUBBOCK, TX$2,343$1,869-17%
259MOODY AFB, GA$2,340$1,941-17%
260SIOUX FALLS, SD$2,340$2,046-17%
261ST MARY AND TERREBONNE, LA$2,331$1,779-18%
262LITTLE ROCK, AR$2,328$1,935-18%
263SAULT STE MARIE, MI$2,325$1,923-18%
264GOODFELLOW AFB, TX$2,322$1,968-18%
265SAN ANTONIO, TX$2,307$2,088-19%
266LAFAYETTE, LA$2,298$1,911-19%
267MONTGOMERY, AL$2,298$1,815-19%
268FORT BENNING, GA$2,295$1,998-19%
269BEAUMONT, TX$2,289$1,917-19%
270PEORIA, IL$2,283$1,920-19%
271YUMA, AZ$2,283$1,914-19%
272ALBANY, GA$2,271$1,704-20%
273ALEXANDRIA, LA$2,268$1,779-20%
274LAKE CHARLES, LA$2,265$1,755-20%
275WHITE SANDS MR/LAS CRUCES, NM$2,241$1,977-21%
276SPRINGFIELD/DECATUR, IL$2,238$1,884-21%
277WICHITA/MCCONNELL AFB, KS$2,232$1,779-21%
278CHARLESTON, WV$2,208$1,791-22%
279MERIDIAN, MS$2,202$1,698-22%
280FORT CHAFFEE/FORT SMITH, AR$2,199$1,785-22%
281OKLAHOMA CITY, OK$2,184$1,890-23%
282FRANKFORT, KY$2,178$1,935-23%
283HOLLOMAN AFB/ALAMOGORDO, NM$2,175$1,869-23%
284FORT RILEY, KS$2,169$1,842-23%
285VANCE AFB/ENID, OK$2,163$1,623-24%
286HATTIESBURG, MS$2,160$1,647-24%
287FORT LEONARD WOOD, MO$2,142$1,833-24%
288ALTUS AFB, OK$2,130$1,662-25%
289FORT POLK, LA$2,124$1,866-25%
290SPARTA/FORT MCCOY, WI$2,094$1,866-26%
291ERIE, PA$2,076$1,743-27%
292HUNTINGTON, WV$2,073$1,821-27%
293FORT SILL/LAWTON, OK$2,055$1,587-28%
294SAGINAW, MI$1,938$1,773-32%
295ANNISTON/FORT MCCLELLAN, AL$1,935$1,557-32%
296CANNON AFB/CLOVIS, NM$1,920$1,695-32%
297MONROE, LA$1,908$1,659-33%
298STEVENS POINT, WI$1,878$1,707-34%
299YOUNGSTOWN, OH$1,809$1,497-36%

299 housing areas that are named places, monthly, rate year 2026. The 39 county cost groups are left out here because they are rate bands spanning many states rather than duty stations. BAH-ASCII-2026.zip

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