bahlookup2026 rates

All areas / Pay grade O-2E

Officer, prior service

O-2E BAH, every duty station

Same rank, same job, and the housing allowance swings from $1,671 to $6,564 a month depending entirely on where you're stationed. That's a spread of $58,716 a year, untaxed.

Highest: WESTCHESTER COUNTY, NYLowest: ANNISTON/FORT MCCLELLAN, ALMedian: $2,541Areas: 299

Every area, highest first

#Housing areaWith dependentsWithoutvs median
1WESTCHESTER COUNTY, NY$6,564$4,923+158%
2SAN FRANCISCO, CA$5,547$5,268+118%
3MAUI COUNTY, HI$5,529$4,521+118%
4NEW YORK CITY, NY$5,502$5,103+117%
5NANTUCKET, MA$5,421$4,686+113%
6SANTA CLARA COUNTY, CA$5,184$4,797+104%
7BOSTON, MA$5,142$4,806+102%
8NORTHERN NEW JERSEY, NJ$5,088$4,878+100%
9LONG ISLAND, NY$5,043$4,575+98%
10MARTHA'S VINEYARD, MA$5,001$4,251+97%
11FLORIDA KEYS, FL$4,827$4,002+90%
12MONTEREY, CA$4,773$3,639+88%
13HANSCOM AFB, MA$4,752$4,311+87%
14CAMP PENDLETON, CA$4,644$4,152+83%
15KAUAI COUNTY, HI$4,638$4,002+83%
16STATEN ISLAND, NY$4,533$3,942+78%
17SAN DIEGO, CA$4,506$4,161+77%
18LOS ANGELES, CA$4,503$4,014+77%
19ESSEX CO, MA$4,488$3,591+77%
20PORTSMOUTH, NH/KITTERY, ME$4,419$3,480+74%
21HONOLULU COUNTY, HI$4,398$3,768+73%
22MIAMI/FORT LAUDERDALE, FL$4,398$3,714+73%
23CAPE COD-PLYMOUTH, MA$4,395$3,951+73%
24WEST POINT, NY$4,362$3,753+72%
25OAKLAND, CA$4,344$3,912+71%
26TRENTON, NJ$4,338$3,687+71%
27FORT MONMOUTH/EARLE NWS, NJ$4,314$3,780+70%
28PERTH AMBOY, NJ$4,227$3,690+66%
29PORTLAND, ME$4,221$3,390+66%
30SAN LUIS OBISPO, CA$4,200$3,525+65%
31VENTURA, CA$4,200$3,741+65%
32SEATTLE, WA$4,197$3,471+65%
33MANCHESTER/CONCORD, NH$4,194$3,327+65%
34BURLINGTON, VT$4,176$3,390+64%
35MARIN/SONOMA, CA$4,125$3,528+62%
36NEWPORT, RI$4,098$3,111+61%
37FITCHBURG, MA$4,026$3,255+58%
38WASHINGTON, DC METRO AREA$4,002$3,405+57%
39PROVIDENCE, RI$3,978$3,306+57%
40WEST PALM BEACH, FL$3,954$3,498+56%
41HAWAII COUNTY, HI$3,936$3,696+55%
42NEW HAVEN/FAIRFIELD, CT$3,834$3,354+51%
43VANDENBERG SFB, CA$3,771$3,465+48%
44CHICAGO, IL$3,735$3,552+47%
45HARTFORD, CT$3,735$3,087+47%
46WORCESTER, MA$3,732$3,123+47%
47BRUNSWICK, ME$3,696$2,772+45%
48RIVERSIDE, CA$3,693$3,435+45%
49SANTA FE/LOS ALAMOS, NM$3,690$3,159+45%
50BOULDER, CO$3,687$3,012+45%
51INDIAN HEAD NAVORDSTA, MD$3,648$3,300+44%
52WARRENTON, VA$3,648$3,198+44%
53ATLANTIC CITY, NJ$3,603$2,934+42%
54JUNEAU, AK$3,576$2,904+41%
55EVERETT, WA$3,546$2,964+40%
56JB MCGUIRE-DIX-LAKEHURST, NJ$3,543$3,096+39%
57VALLEJO/TRAVIS AFB, CA$3,531$3,420+39%
58SITKA, AK$3,447$2,715+36%
59WILLOW GROVE, PA$3,435$3,135+35%
60ANNAPOLIS, MD$3,423$3,054+35%
61SAN BERNARDINO, CA$3,411$3,324+34%
62AUSTIN, TX$3,408$2,556+34%
63FORT G. G. MEADE, MD$3,402$3,063+34%
64MADISON, WI$3,396$2,754+34%
65HAMPDEN COUNTY, MA$3,393$2,589+34%
66EGLIN AFB, FL$3,351$2,514+32%
67ANN ARBOR, MI$3,339$2,787+31%
68ANCHORAGE, AK$3,333$2,523+31%
69QUANTICO/WOODBRIDGE, VA$3,315$3,048+30%
70KETCHIKAN, AK$3,300$2,727+30%
71NEW LONDON, CT$3,291$2,796+30%
72STOCKTON, CA$3,288$2,718+29%
73EDWARDS AFB/PALMDALE, CA$3,255$2,877+28%
74FORT DETRICK, MD$3,243$2,847+28%
75BALLSTON SPA/ALBANY, NY$3,213$2,730+26%
76DENVER, CO$3,195$2,934+26%
77ASTORIA, OR$3,189$2,391+26%
78CAPE MAY, NJ$3,177$2,892+25%
79BEALE AFB, CA$3,162$3,033+24%
80MILWAUKEE, WI$3,162$2,640+24%
81KODIAK ISLAND, AK$3,153$2,610+24%
82BALTIMORE, MD$3,138$2,736+23%
83FORT MYERS BEACH, FL$3,114$2,790+23%
84TACOMA, WA$3,108$2,712+22%
85WHIDBEY ISLAND, WA$3,084$2,367+21%
86TAMPA, FL$3,078$2,853+21%
87OUTER BANKS, NC$3,075$2,751+21%
88PORT ANGELES, WA$3,066$2,619+21%
89FORT PIERCE, FL$3,060$2,748+20%
90ABERDEEN PROVING GROUNDS, MD$3,051$2,592+20%
91TRAVERSE CITY, MI$3,051$2,388+20%
92SACRAMENTO, CA$3,033$2,931+19%
93BREMERTON, WA$3,024$2,523+19%
94CHARLOTTESVILLE, VA$3,024$2,520+19%
95DOVER AFB/REHOBOTH, DE$3,018$2,367+19%
96PHILADELPHIA, PA/CAMDEN, NJ$3,012$2,814+19%
97PORTLAND, OR$3,012$2,541+19%
98BRIDGEPORT, CA$3,003$2,397+18%
99GREAT LAKES NAVTRACEN, IL$3,000$2,571+18%
100ORLANDO, FL$2,994$2,787+18%
101OXFORD, MD$2,973$2,604+17%
102FRESNO, CA$2,928$2,607+15%
103PATRICK SFB, FL$2,919$2,667+15%
104FAIRBANKS, AK$2,907$2,235+14%
105MINNEAPOLIS/ST PAUL, MN$2,901$2,640+14%
106KNOXVILLE, TN$2,889$2,388+14%
107ALLENTOWN/BETHLEHEM, PA$2,877$2,577+13%
108ROME/GRIFFISS AFB, NY$2,868$2,382+13%
109ABILENE/DYESS AFB, TX$2,856$2,286+12%
110COASTAL MAINE, ME$2,856$2,412+12%
111CORVALLIS, OR$2,853$2,529+12%
112BEAUFORT/PARRIS ISLAND, SC$2,850$2,580+12%
113DALLAS, TX$2,841$2,613+12%
114DAHLGREN/FORT A.P. HILL$2,835$2,487+12%
115SPOKANE, WA$2,826$2,343+11%
116ASHEVILLE, NC$2,817$2,367+11%
117HUMBOLDT COUNTY, CA$2,808$2,106+11%
118TWENTY NINE PALMS MCB, CA$2,796$2,229+10%
119RENO/CARSON CITY, NV$2,790$2,514+10%
120FORT COLLINS, CO$2,787$2,379+10%
121SYRACUSE, NY$2,787$2,193+10%
122NASHVILLE, TN$2,772$2,442+9%
123DETROIT, MI$2,763$2,454+9%
124BUFFALO, NY$2,757$2,361+9%
125HELENA, MT$2,757$2,169+9%
126PATUXENT RIVER, MD$2,754$2,463+8%
127RICHMOND/FORT LEE, VA$2,751$2,475+8%
128ST. LOUIS, MO$2,751$2,529+8%
129EUGENE, OR$2,748$2,313+8%
130ATLANTA, GA$2,742$2,526+8%
131ROCHESTER, NY$2,739$2,343+8%
132SAVANNAH, GA$2,736$2,514+8%
133BARSTOW/FORT IRWIN, CA$2,730$2,187+7%
134SALT LAKE CITY, UT$2,718$2,226+7%
135CHARLESTON, SC$2,712$2,484+7%
136PANAMA CITY, FL$2,691$2,280+6%
137HOUSTON, TX$2,688$2,331+6%
138SALEM, OR$2,688$2,175+6%
139NORFOLK/PORTSMOUTH, VA$2,685$2,481+6%
140YAKIMA, WA$2,682$2,121+6%
141GAINESVILLE, FL$2,676$2,175+5%
142COOS BAY, OR$2,670$2,004+5%
143COLLEGE STATION, TX$2,667$2,034+5%
144ELIZABETH CITY, NC$2,655$2,529+4%
145PITTSBURGH, PA$2,640$2,421+4%
146EL CENTRO, CA$2,634$2,052+4%
147VOLUSIA COUNTY, FL$2,622$2,373+3%
148WILMINGTON, NC$2,619$2,241+3%
149CINCINNATI, OH$2,595$2,385+2%
150FORT STEWART, GA$2,586$2,361+2%
151OMAHA/OFFUTT AFB, NE$2,586$2,211+2%
152COLORADO SPRINGS, CO$2,583$2,385+2%
153BIRMINGHAM, AL$2,562$2,472+1%
154STATE COLLEGE, PA$2,562$2,001+1%
155COLUMBUS, OH$2,556$2,031+1%
156TALLAHASSEE, FL$2,550$1,926+0%
157CARLISLE BARRACKS, PA$2,547$2,205+0%
158DAHLONEGA, GA$2,547$2,337+0%
159GRAND HAVEN, MI$2,547$2,310+0%
160NEW ORLEANS, LA$2,541$2,109+0%
161CHATTANOOGA, TN$2,511$2,166-1%
162MYRTLE BEACH, SC$2,511$2,211-1%
163PROVO, UT$2,511$2,127-1%
164DURHAM/CHAPEL HILL, NC$2,508$2,235-1%
165BATTLE CREEK/KALAMAZOO, MI$2,505$2,136-1%
166FARGO, ND$2,499$1,980-2%
167BANGOR, ME$2,487$1,959-2%
168PHOENIX, AZ$2,487$2,358-2%
169JACKSON, MS$2,481$2,022-2%
170FORT CAMPBELL, KY$2,472$1,938-3%
171CHARLOTTE, NC$2,469$2,283-3%
172HAMPTON/NEWPORT NEWS, VA$2,466$2,334-3%
173EASTERN PANHANDLE, WV$2,463$2,139-3%
174CORPUS CHRISTI, TX$2,457$1,974-3%
175FORT WORTH, TX$2,457$2,250-3%
176RAPID CITY/ELLSWORTH AFB, SD$2,457$2,082-3%
177CLEVELAND, OH$2,454$2,181-3%
178BLOOMINGTON, IN$2,439$1,926-4%
179LEMOORE NAS, CA$2,439$2,196-4%
180FORT DRUM/WATERTOWN, NY$2,436$1,827-4%
181GRAND RAPIDS, MI$2,436$2,256-4%
182OCALA, FL$2,433$2,385-4%
183CHEYENNE, WY$2,427$1,899-4%
184DES MOINES, IA$2,418$1,962-5%
185FORT KNOX, KY$2,403$1,860-5%
186KINGS BAY/BRUNSWICK, GA$2,400$2,148-6%
187EASTERN SHORE, MD$2,397$2,202-6%
188MOREHEAD/CHERRY PT MCAS, NC$2,397$1,932-6%
189ALBUQUERQUE/KIRTLAND AFB, NM$2,391$2,259-6%
190LOUISVILLE, KY$2,385$2,109-6%
191RALEIGH, NC$2,385$2,187-6%
192AUBURN, AL$2,379$1,785-6%
193FORT LEAVENWORTH, KS$2,376$1,950-6%
194NELLIS AFB/LAS VEGAS, NV$2,370$2,127-7%
195DULUTH, MN$2,367$2,181-7%
196BOISE, ID$2,364$2,076-7%
197MARQUETTE, MI$2,361$1,899-7%
198WACO, TX$2,361$1,902-7%
199BISMARCK, ND$2,358$1,860-7%
200JACKSONVILLE, FL$2,355$2,202-7%
201MEMPHIS, TN$2,349$2,220-8%
202OGDEN/HILL AFB, UT$2,349$2,160-8%
203FAYETTEVILLE, AR$2,337$1,893-8%
204JOHNSON CITY/KINGSPORT, TN$2,331$1,800-8%
205MOUNTAIN HOME AFB, ID$2,316$1,860-9%
206FORT HOOD, TX$2,313$1,788-9%
207WICHITA FLS/SHEPPARD AFB, TX$2,310$1,764-9%
208KANSAS CITY, MO$2,301$2,064-9%
209INDIANAPOLIS, IN$2,298$2,019-10%
210ROCK ISLAND, IL$2,292$2,052-10%
211FALLON NAS, NV$2,286$1,716-10%
212ROANOKE, VA$2,286$1,980-10%
213LINCOLN, NE$2,268$1,926-11%
214PENSACOLA, FL$2,268$2,022-11%
215SHREVEPORT/BARKSDALE AFB, LA$2,250$1,920-11%
216GREENSBORO, NC$2,247$1,938-12%
217FORT GORDON, AL$2,241$2,004-12%
218MALMSTROM SFB/GREAT FALLS, MT$2,241$1,698-12%
219FORT RUCKER, AL$2,232$1,674-12%
220FORT HUACHUCA, AZ$2,229$1,926-12%
221BATON ROUGE, LA$2,226$2,013-12%
222COLUMBIA/FORT JACKSON, SC$2,223$1,980-13%
223WHITEMAN AFB, MO$2,223$1,749-13%
224HUNTSVILLE, AL$2,214$1,917-13%
225SEYMOUR JOHNSON AFB, NC$2,208$1,707-13%
226FORT WAYNE, IN$2,199$2,022-13%
227EL PASO, TX$2,196$1,956-14%
228GREENVILLE, SC$2,196$1,986-14%
229LEXINGTON, KY$2,196$1,995-14%
230TOLEDO, OH$2,196$2,085-14%
231MOBILE, AL$2,193$1,965-14%
232SCOTT AFB, IL$2,193$1,740-14%
233DAVIS-MONTHAN AFB, AZ$2,190$1,995-14%
234GRAND FORKS, ND$2,184$1,848-14%
235ROBINS AFB, GA$2,178$1,830-14%
236GOODFELLOW AFB, TX$2,172$1,689-15%
237COLUMBUS AFB, MS$2,169$1,659-15%
238FORT BRAGG/POPE, NC$2,166$1,908-15%
239MINOT AFB, ND$2,163$1,737-15%
240BROWNSVILLE, TX$2,148$1,656-15%
241CHINA LAKE, CA$2,130$1,650-16%
242SAN ANTONIO, TX$2,124$1,965-16%
243LEXINGTON, VA$2,121$1,734-17%
244CHAMPAIGN/URBANA, IL$2,118$1,731-17%
245LANSING, MI$2,118$1,881-17%
246FRANKFORT, KY$2,115$1,587-17%
247SIOUX FALLS, SD$2,100$1,758-17%
248LAUGHLIN AFB/DEL RIO, TX$2,097$1,572-17%
249TULSA, OK$2,097$1,770-17%
250COLUMBIA/JEFFERSON CITY, MO$2,091$1,569-18%
251WRIGHT-PATTERSON AFB, OH$2,082$1,734-18%
252CAMP LEJEUNE, NC$2,073$1,740-18%
253WHITE SANDS MR/LAS CRUCES, NM$2,070$1,797-19%
254WILKES-BARRE/SCRANTON, PA$2,070$1,800-19%
255FORT BENNING, GA$2,049$1,827-19%
256TOPEKA, KS$2,049$1,728-19%
257SUMTER/SHAW AFB, SC$2,043$1,695-20%
258YUMA, AZ$2,034$1,758-20%
259PEORIA, IL$2,028$1,695-20%
260LAFAYETTE, LA$2,025$1,695-20%
261MORGANTOWN, WV$2,022$1,758-20%
262PADUCAH, KY$2,019$1,587-21%
263GULFPORT, MS$2,016$1,614-21%
264FORT LEONARD WOOD, MO$2,010$1,581-21%
265MOODY AFB, GA$1,995$1,695-21%
266SPRINGFIELD, MO$1,989$1,593-22%
267SPRINGFIELD/DECATUR, IL$1,989$1,656-22%
268TERRE HAUTE, IN$1,989$1,635-22%
269ST MARY AND TERREBONNE, LA$1,986$1,638-22%
270AKRON, OH$1,971$1,728-22%
271LITTLE ROCK, AR$1,971$1,884-22%
272LUBBOCK, TX$1,971$1,620-22%
273OKLAHOMA CITY, OK$1,965$1,731-23%
274LAKE CHARLES, LA$1,956$1,473-23%
275BEAUMONT, TX$1,953$1,692-23%
276SAULT STE MARIE, MI$1,953$1,701-23%
277FORT CHAFFEE/FORT SMITH, AR$1,944$1,458-23%
278FORT RILEY, KS$1,941$1,518-24%
279ALEXANDRIA, LA$1,935$1,458-24%
280FORT POLK, LA$1,929$1,488-24%
281MERIDIAN, MS$1,929$1,446-24%
282WICHITA/MCCONNELL AFB, KS$1,923$1,512-24%
283MONTGOMERY, AL$1,920$1,710-24%
284SPARTA/FORT MCCOY, WI$1,917$1,590-25%
285HUNTINGTON, WV$1,905$1,638-25%
286HOLLOMAN AFB/ALAMOGORDO, NM$1,902$1,710-25%
287ALBANY, GA$1,884$1,440-26%
288CANNON AFB/CLOVIS, NM$1,857$1,461-27%
289ERIE, PA$1,857$1,554-27%
290CHARLESTON, WV$1,851$1,560-27%
291HATTIESBURG, MS$1,845$1,446-27%
292SAGINAW, MI$1,833$1,608-28%
293ALTUS AFB, OK$1,818$1,386-28%
294VANCE AFB/ENID, OK$1,797$1,347-29%
295STEVENS POINT, WI$1,743$1,497-31%
296FORT SILL/LAWTON, OK$1,740$1,344-32%
297YOUNGSTOWN, OH$1,740$1,305-32%
298MONROE, LA$1,719$1,383-32%
299ANNISTON/FORT MCCLELLAN, AL$1,671$1,314-34%

299 housing areas that are named places, monthly, rate year 2026. The 39 county cost groups are left out here because they are rate bands spanning many states rather than duty stations. BAH-ASCII-2026.zip

Other grades