bahlookup2026 rates

All areas / Pay grade O-2

Officer

O-2 BAH, every duty station

Same rank, same job, and the housing allowance swings from $1,332 to $5,451 a month depending entirely on where you're stationed. That's a spread of $49,428 a year, untaxed.

Highest: SAN FRANCISCO, CALowest: YOUNGSTOWN, OHMedian: $2,373Areas: 299

Every area, highest first

#Housing areaWith dependentsWithoutvs median
1SAN FRANCISCO, CA$5,451$5,007+130%
2WESTCHESTER COUNTY, NY$5,355$4,383+126%
3NANTUCKET, MA$5,115$4,305+116%
4NEW YORK CITY, NY$5,094$5,091+115%
5NORTHERN NEW JERSEY, NJ$5,049$4,593+113%
6SANTA CLARA COUNTY, CA$4,974$4,560+110%
7BOSTON, MA$4,809$4,644+103%
8LONG ISLAND, NY$4,770$4,326+101%
9MAUI COUNTY, HI$4,767$4,161+101%
10MARTHA'S VINEYARD, MA$4,587$3,879+93%
11HANSCOM AFB, MA$4,476$4,122+89%
12SAN DIEGO, CA$4,401$3,873+85%
13CAMP PENDLETON, CA$4,395$3,855+85%
14KAUAI COUNTY, HI$4,260$3,732+80%
15STATEN ISLAND, NY$4,209$3,675+77%
16LOS ANGELES, CA$4,185$3,780+76%
17WEST POINT, NY$4,113$3,402+73%
18OAKLAND, CA$4,110$3,666+73%
19FORT MONMOUTH/EARLE NWS, NJ$4,077$3,486+72%
20PERTH AMBOY, NJ$4,065$3,381+71%
21FLORIDA KEYS, FL$4,053$3,921+71%
22VENTURA, CA$4,002$3,486+69%
23CAPE COD-PLYMOUTH, MA$3,996$3,852+68%
24TRENTON, NJ$3,969$3,384+67%
25SAN LUIS OBISPO, CA$3,939$3,144+66%
26HONOLULU COUNTY, HI$3,909$3,555+65%
27SEATTLE, WA$3,897$3,087+64%
28MONTEREY, CA$3,864$3,396+63%
29HAWAII COUNTY, HI$3,834$3,549+62%
30MARIN/SONOMA, CA$3,813$3,291+61%
31MIAMI/FORT LAUDERDALE, FL$3,789$3,597+60%
32WASHINGTON, DC METRO AREA$3,753$3,126+58%
33ESSEX CO, MA$3,741$3,417+58%
34BURLINGTON, VT$3,732$3,033+57%
35NEW HAVEN/FAIRFIELD, CT$3,714$3,036+57%
36CHICAGO, IL$3,699$3,354+56%
37PORTSMOUTH, NH/KITTERY, ME$3,687$3,249+55%
38VANDENBERG SFB, CA$3,639$3,276+53%
39WEST PALM BEACH, FL$3,603$3,348+52%
40PORTLAND, ME$3,573$3,201+51%
41RIVERSIDE, CA$3,546$3,270+49%
42MANCHESTER/CONCORD, NH$3,522$3,120+48%
43VALLEJO/TRAVIS AFB, CA$3,495$3,279+47%
44FITCHBURG, MA$3,465$3,075+46%
45PROVIDENCE, RI$3,453$3,150+46%
46NEWPORT, RI$3,441$2,796+45%
47JB MCGUIRE-DIX-LAKEHURST, NJ$3,438$2,793+45%
48SANTA FE/LOS ALAMOS, NM$3,411$2,856+44%
49WILLOW GROVE, PA$3,393$2,871+43%
50WORCESTER, MA$3,387$2,880+43%
51SAN BERNARDINO, CA$3,378$3,180+42%
52INDIAN HEAD NAVORDSTA, MD$3,375$3,234+42%
53WARRENTON, VA$3,375$3,003+42%
54JUNEAU, AK$3,369$2,577+42%
55BOULDER, CO$3,336$2,694+41%
56HARTFORD, CT$3,327$2,823+40%
57ATLANTIC CITY, NJ$3,285$2,628+38%
58FORT G. G. MEADE, MD$3,273$2,850+38%
59EVERETT, WA$3,240$2,691+37%
60ANNAPOLIS, MD$3,225$2,874+36%
61SITKA, AK$3,225$2,475+36%
62QUANTICO/WOODBRIDGE, VA$3,171$2,883+34%
63EDWARDS AFB/PALMDALE, CA$3,153$2,601+33%
64BEALE AFB, CA$3,129$2,892+32%
65ANN ARBOR, MI$3,075$2,472+30%
66CAPE MAY, NJ$3,069$2,682+29%
67NEW LONDON, CT$3,069$2,529+29%
68DENVER, CO$3,060$2,748+29%
69FORT DETRICK, MD$3,060$2,613+29%
70TAMPA, FL$3,039$2,649+28%
71PHILADELPHIA, PA/CAMDEN, NJ$2,976$2,613+25%
72SACRAMENTO, CA$2,976$2,805+25%
73ORLANDO, FL$2,958$2,592+25%
74OUTER BANKS, NC$2,943$2,562+24%
75STOCKTON, CA$2,931$2,523+24%
76FORT MYERS BEACH, FL$2,916$2,652+23%
77TACOMA, WA$2,916$2,496+23%
78BALTIMORE, MD$2,901$2,547+22%
79ANCHORAGE, AK$2,889$2,286+22%
80MADISON, WI$2,886$2,571+22%
81KETCHIKAN, AK$2,883$2,550+21%
82KODIAK ISLAND, AK$2,880$2,349+21%
83PATRICK SFB, FL$2,880$2,445+21%
84BALLSTON SPA/ALBANY, NY$2,859$2,556+20%
85PORT ANGELES, WA$2,856$2,340+20%
86HAMPDEN COUNTY, MA$2,847$2,352+20%
87ALLENTOWN/BETHLEHEM, PA$2,835$2,340+19%
88FORT PIERCE, FL$2,826$2,628+19%
89FRESNO, CA$2,823$2,352+19%
90OXFORD, MD$2,811$2,391+18%
91BEAUFORT/PARRIS ISLAND, SC$2,808$2,379+18%
92ABILENE/DYESS AFB, TX$2,805$2,136+18%
93DALLAS, TX$2,805$2,388+18%
94AUSTIN, TX$2,796$2,283+18%
95BRIDGEPORT, CA$2,796$2,166+18%
96TRAVERSE CITY, MI$2,793$2,178+18%
97ASTORIA, OR$2,787$2,214+17%
98MINNEAPOLIS/ST PAUL, MN$2,778$2,445+17%
99GREAT LAKES NAVTRACEN, IL$2,757$2,355+16%
100PORTLAND, OR$2,748$2,322+16%
101ABERDEEN PROVING GROUNDS, MD$2,739$2,412+15%
102WHIDBEY ISLAND, WA$2,736$2,160+15%
103ROME/GRIFFISS AFB, NY$2,730$2,097+15%
104BREMERTON, WA$2,727$2,337+15%
105CHARLOTTESVILLE, VA$2,712$2,340+14%
106CORVALLIS, OR$2,712$2,307+14%
107DAHLGREN/FORT A.P. HILL$2,712$2,328+14%
108ATLANTA, GA$2,706$2,349+14%
109MILWAUKEE, WI$2,697$2,529+14%
110COASTAL MAINE, ME$2,694$2,148+14%
111RENO/CARSON CITY, NV$2,676$2,322+13%
112NASHVILLE, TN$2,670$2,220+13%
113ST. LOUIS, MO$2,652$2,385+12%
114SAVANNAH, GA$2,649$2,358+12%
115KNOXVILLE, TN$2,646$2,148+12%
116RICHMOND/FORT LEE, VA$2,625$2,295+11%
117CHARLESTON, SC$2,613$2,334+10%
118PITTSBURGH, PA$2,601$2,214+10%
119DETROIT, MI$2,580$2,256+9%
120ASHEVILLE, NC$2,568$2,166+8%
121ELIZABETH CITY, NC$2,559$2,442+8%
122NORFOLK/PORTSMOUTH, VA$2,556$2,367+8%
123BRUNSWICK, ME$2,553$2,250+8%
124BUFFALO, NY$2,550$2,166+7%
125SPOKANE, WA$2,550$2,106+7%
126PATUXENT RIVER, MD$2,544$2,364+7%
127TWENTY NINE PALMS MCB, CA$2,544$1,989+7%
128BIRMINGHAM, AL$2,529$2,370+7%
129FORT COLLINS, CO$2,529$2,202+7%
130HELENA, MT$2,526$1,971+6%
131CINCINNATI, OH$2,523$2,202+6%
132EGLIN AFB, FL$2,523$2,406+6%
133HOUSTON, TX$2,514$2,124+6%
134ROCHESTER, NY$2,514$2,127+6%
135DAHLONEGA, GA$2,511$2,187+6%
136WILMINGTON, NC$2,496$2,007+5%
137VOLUSIA COUNTY, FL$2,493$2,232+5%
138DOVER AFB/REHOBOTH, DE$2,490$2,241+5%
139EUGENE, OR$2,478$2,145+4%
140GRAND HAVEN, MI$2,478$2,127+4%
141PHOENIX, AZ$2,454$2,217+3%
142FAIRBANKS, AK$2,451$2,064+3%
143PANAMA CITY, FL$2,439$2,133+3%
144FORT STEWART, GA$2,436$2,268+3%
145CHARLOTTE, NC$2,433$2,118+3%
146COLORADO SPRINGS, CO$2,430$2,295+2%
147BARSTOW/FORT IRWIN, CA$2,427$1,968+2%
148FORT WORTH, TX$2,421$2,061+2%
149HAMPTON/NEWPORT NEWS, VA$2,418$2,214+2%
150CLEVELAND, OH$2,415$1,932+2%
151GRAND RAPIDS, MI$2,400$2,085+1%
152CHATTANOOGA, TN$2,394$1,950+1%
153SALEM, OR$2,394$1,965+1%
154DURHAM/CHAPEL HILL, NC$2,388$2,082+1%
155OCALA, FL$2,388$2,319+1%
156COLLEGE STATION, TX$2,385$1,878+1%
157SYRACUSE, NY$2,382$1,995+0%
158YAKIMA, WA$2,379$1,878+0%
159CARLISLE BARRACKS, PA$2,373$2,022+0%
160OMAHA/OFFUTT AFB, NE$2,373$2,022+0%
161NEW ORLEANS, LA$2,370$1,866-0%
162BATTLE CREEK/KALAMAZOO, MI$2,367$1,875-0%
163MYRTLE BEACH, SC$2,358$2,064-1%
164SALT LAKE CITY, UT$2,355$2,070-1%
165GAINESVILLE, FL$2,352$2,025-1%
166DULUTH, MN$2,331$2,019-2%
167FARGO, ND$2,328$1,803-2%
168ALBUQUERQUE/KIRTLAND AFB, NM$2,325$2,142-2%
169HUMBOLDT COUNTY, CA$2,316$1,887-2%
170MEMPHIS, TN$2,316$2,103-2%
171RALEIGH, NC$2,316$2,046-2%
172EASTERN SHORE, MD$2,310$2,082-3%
173BOISE, ID$2,274$1,902-4%
174LEMOORE NAS, CA$2,274$2,079-4%
175LOUISVILLE, KY$2,271$1,932-4%
176STATE COLLEGE, PA$2,271$1,794-4%
177EASTERN PANHANDLE, WV$2,250$2,010-5%
178JACKSONVILLE, FL$2,238$2,139-6%
179COLUMBUS, OH$2,235$1,848-6%
180ROCK ISLAND, IL$2,235$1,851-6%
181PENSACOLA, FL$2,232$1,842-6%
182OGDEN/HILL AFB, UT$2,226$2,058-6%
183PROVO, UT$2,226$2,019-6%
184CORPUS CHRISTI, TX$2,214$1,743-7%
185CHEYENNE, WY$2,211$1,728-7%
186COOS BAY, OR$2,211$1,797-7%
187RAPID CITY/ELLSWORTH AFB, SD$2,208$1,929-7%
188DES MOINES, IA$2,205$1,722-7%
189INDIANAPOLIS, IN$2,205$1,836-7%
190NELLIS AFB/LAS VEGAS, NV$2,205$2,031-7%
191BISMARCK, ND$2,196$1,701-7%
192BATON ROUGE, LA$2,190$1,842-8%
193FORT HUACHUCA, AZ$2,190$1,674-8%
194MOUNTAIN HOME AFB, ID$2,181$1,683-8%
195KANSAS CITY, MO$2,172$1,944-8%
196TOLEDO, OH$2,163$1,944-9%
197JACKSON, MS$2,160$1,890-9%
198FORT GORDON, AL$2,154$1,866-9%
199KINGS BAY/BRUNSWICK, GA$2,154$2,097-9%
200EL CENTRO, CA$2,148$1,962-9%
201LEXINGTON, KY$2,148$1,824-9%
202EL PASO, TX$2,145$1,764-10%
203FORT KNOX, KY$2,133$1,683-10%
204FORT LEAVENWORTH, KS$2,130$1,794-10%
205FORT WAYNE, IN$2,127$1,896-10%
206COLUMBIA/FORT JACKSON, SC$2,118$1,860-11%
207DAVIS-MONTHAN AFB, AZ$2,118$1,839-11%
208JOHNSON CITY/KINGSPORT, TN$2,118$1,656-11%
209LINCOLN, NE$2,109$1,743-11%
210GREENSBORO, NC$2,106$1,770-11%
211WICHITA FLS/SHEPPARD AFB, TX$2,106$1,647-11%
212FORT CAMPBELL, KY$2,097$1,794-12%
213WACO, TX$2,094$1,713-12%
214SAN ANTONIO, TX$2,091$1,827-12%
215GREENVILLE, SC$2,079$1,881-12%
216HUNTSVILLE, AL$2,076$1,758-13%
217ROANOKE, VA$2,076$1,860-13%
218MOBILE, AL$2,070$1,839-13%
219TALLAHASSEE, FL$2,058$1,815-13%
220BANGOR, ME$2,049$1,842-14%
221FORT BRAGG/POPE, NC$2,046$1,782-14%
222MOREHEAD/CHERRY PT MCAS, NC$2,043$1,839-14%
223FAYETTEVILLE, AR$2,037$1,746-14%
224SHREVEPORT/BARKSDALE AFB, LA$2,025$1,800-15%
225SIOUX FALLS, SD$2,022$1,545-15%
226MARQUETTE, MI$2,007$1,758-15%
227GRAND FORKS, ND$2,001$1,662-16%
228SCOTT AFB, IL$1,995$1,560-16%
229COLUMBUS AFB, MS$1,992$1,554-16%
230LEXINGTON, VA$1,992$1,539-16%
231LANSING, MI$1,980$1,743-17%
232CHAMPAIGN/URBANA, IL$1,977$1,530-17%
233MINOT AFB, ND$1,977$1,542-17%
234FORT BENNING, GA$1,974$1,692-17%
235BLOOMINGTON, IN$1,953$1,860-18%
236SEYMOUR JOHNSON AFB, NC$1,947$1,542-18%
237SUMTER/SHAW AFB, SC$1,944$1,494-18%
238CAMP LEJEUNE, NC$1,941$1,596-18%
239TULSA, OK$1,941$1,611-18%
240LITTLE ROCK, AR$1,938$1,824-18%
241WHITE SANDS MR/LAS CRUCES, NM$1,926$1,638-19%
242WHITEMAN AFB, MO$1,926$1,560-19%
243AKRON, OH$1,923$1,569-19%
244FORT HOOD, TX$1,917$1,689-19%
245SAULT STE MARIE, MI$1,917$1,491-19%
246BEAUMONT, TX$1,914$1,515-19%
247MOODY AFB, GA$1,914$1,521-19%
248MORGANTOWN, WV$1,914$1,578-19%
249FORT DRUM/WATERTOWN, NY$1,890$1,638-20%
250WILKES-BARRE/SCRANTON, PA$1,884$1,722-21%
251ROBINS AFB, GA$1,875$1,770-21%
252PADUCAH, KY$1,872$1,452-21%
253HOLLOMAN AFB/ALAMOGORDO, NM$1,866$1,536-21%
254TOPEKA, KS$1,866$1,590-21%
255BROWNSVILLE, TX$1,857$1,482-22%
256PEORIA, IL$1,857$1,554-22%
257OKLAHOMA CITY, OK$1,851$1,614-22%
258SPRINGFIELD, MO$1,851$1,434-22%
259WRIGHT-PATTERSON AFB, OH$1,848$1,614-22%
260LAFAYETTE, LA$1,842$1,542-22%
261SPARTA/FORT MCCOY, WI$1,842$1,410-22%
262YUMA, AZ$1,842$1,650-22%
263GOODFELLOW AFB, TX$1,833$1,542-23%
264AUBURN, AL$1,830$1,680-23%
265FORT POLK, LA$1,827$1,407-23%
266SPRINGFIELD/DECATUR, IL$1,821$1,476-23%
267TERRE HAUTE, IN$1,821$1,467-23%
268MALMSTROM SFB/GREAT FALLS, MT$1,818$1,590-23%
269FRANKFORT, KY$1,812$1,452-24%
270LUBBOCK, TX$1,809$1,461-24%
271FALLON NAS, NV$1,785$1,596-25%
272FORT RILEY, KS$1,779$1,386-25%
273HUNTINGTON, WV$1,776$1,494-25%
274CHINA LAKE, CA$1,764$1,554-26%
275CHARLESTON, WV$1,761$1,377-26%
276MONTGOMERY, AL$1,755$1,662-26%
277SAGINAW, MI$1,746$1,449-26%
278FORT RUCKER, AL$1,740$1,533-27%
279FORT LEONARD WOOD, MO$1,719$1,452-28%
280STEVENS POINT, WI$1,704$1,326-28%
281LAUGHLIN AFB/DEL RIO, TX$1,701$1,440-28%
282WICHITA/MCCONNELL AFB, KS$1,686$1,362-29%
283ERIE, PA$1,677$1,470-29%
284FORT CHAFFEE/FORT SMITH, AR$1,677$1,341-29%
285ALEXANDRIA, LA$1,674$1,338-29%
286ST MARY AND TERREBONNE, LA$1,647$1,593-31%
287MONROE, LA$1,626$1,251-31%
288LAKE CHARLES, LA$1,623$1,338-32%
289COLUMBIA/JEFFERSON CITY, MO$1,620$1,356-32%
290GULFPORT, MS$1,617$1,575-32%
291CANNON AFB/CLOVIS, NM$1,590$1,335-33%
292ALTUS AFB, OK$1,560$1,251-34%
293MERIDIAN, MS$1,542$1,272-35%
294ALBANY, GA$1,536$1,362-35%
295HATTIESBURG, MS$1,521$1,374-36%
296VANCE AFB/ENID, OK$1,509$1,221-36%
297FORT SILL/LAWTON, OK$1,491$1,227-37%
298ANNISTON/FORT MCCLELLAN, AL$1,488$1,194-37%
299YOUNGSTOWN, OH$1,332$1,176-44%

299 housing areas that are named places, monthly, rate year 2026. The 39 county cost groups are left out here because they are rate bands spanning many states rather than duty stations. BAH-ASCII-2026.zip

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