bahlookup2026 rates

All areas / Pay grade O-1E

Officer, prior service

O-1E BAH, every duty station

Same rank, same job, and the housing allowance swings from $1,521 to $5,931 a month depending entirely on where you're stationed. That's a spread of $52,920 a year, untaxed.

Highest: WESTCHESTER COUNTY, NYLowest: YOUNGSTOWN, OHMedian: $2,445Areas: 299

Every area, highest first

#Housing areaWith dependentsWithoutvs median
1WESTCHESTER COUNTY, NY$5,931$4,476+143%
2SAN FRANCISCO, CA$5,493$5,124+125%
3NEW YORK CITY, NY$5,271$5,094+116%
4NANTUCKET, MA$5,262$4,341+115%
5MAUI COUNTY, HI$5,127$4,326+110%
6NORTHERN NEW JERSEY, NJ$5,076$4,746+108%
7SANTA CLARA COUNTY, CA$5,070$4,656+107%
8BOSTON, MA$4,962$4,788+103%
9LONG ISLAND, NY$4,896$4,422+100%
10MARTHA'S VINEYARD, MA$4,782$3,981+96%
11HANSCOM AFB, MA$4,602$4,185+88%
12CAMP PENDLETON, CA$4,512$3,960+85%
13SAN DIEGO, CA$4,449$3,972+82%
14KAUAI COUNTY, HI$4,440$3,795+82%
15FLORIDA KEYS, FL$4,413$3,966+80%
16STATEN ISLAND, NY$4,362$3,732+78%
17LOS ANGELES, CA$4,332$3,879+77%
18MONTEREY, CA$4,293$3,462+76%
19WEST POINT, NY$4,230$3,465+73%
20OAKLAND, CA$4,218$3,756+73%
21FORT MONMOUTH/EARLE NWS, NJ$4,188$3,546+71%
22CAPE COD-PLYMOUTH, MA$4,179$3,921+71%
23PERTH AMBOY, NJ$4,143$3,390+69%
24TRENTON, NJ$4,143$3,462+69%
25HONOLULU COUNTY, HI$4,137$3,660+69%
26VENTURA, CA$4,095$3,534+67%
27ESSEX CO, MA$4,089$3,474+67%
28MIAMI/FORT LAUDERDALE, FL$4,074$3,657+67%
29SAN LUIS OBISPO, CA$4,062$3,195+66%
30SEATTLE, WA$4,041$3,132+65%
31PORTSMOUTH, NH/KITTERY, ME$4,032$3,318+65%
32MARIN/SONOMA, CA$3,960$3,300+62%
33BURLINGTON, VT$3,942$3,117+61%
34HAWAII COUNTY, HI$3,879$3,591+59%
35PORTLAND, ME$3,876$3,249+59%
36WASHINGTON, DC METRO AREA$3,870$3,129+58%
37MANCHESTER/CONCORD, NH$3,837$3,174+57%
38NEW HAVEN/FAIRFIELD, CT$3,771$3,066+54%
39WEST PALM BEACH, FL$3,765$3,420+54%
40NEWPORT, RI$3,753$2,844+53%
41FITCHBURG, MA$3,729$3,090+53%
42CHICAGO, IL$3,726$3,435+52%
43PROVIDENCE, RI$3,699$3,192+51%
44VANDENBERG SFB, CA$3,699$3,330+51%
45RIVERSIDE, CA$3,612$3,348+48%
46WORCESTER, MA$3,549$2,916+45%
47SANTA FE/LOS ALAMOS, NM$3,540$2,961+45%
48HARTFORD, CT$3,519$2,898+44%
49VALLEJO/TRAVIS AFB, CA$3,519$3,366+44%
50BOULDER, CO$3,501$2,751+43%
51INDIAN HEAD NAVORDSTA, MD$3,501$3,246+43%
52WARRENTON, VA$3,501$3,063+43%
53JB MCGUIRE-DIX-LAKEHURST, NJ$3,489$2,820+43%
54JUNEAU, AK$3,447$2,586+41%
55ATLANTIC CITY, NJ$3,435$2,652+40%
56WILLOW GROVE, PA$3,426$2,931+40%
57SAN BERNARDINO, CA$3,402$3,285+39%
58EVERETT, WA$3,384$2,745+38%
59FORT G. G. MEADE, MD$3,333$2,898+36%
60ANNAPOLIS, MD$3,315$2,925+36%
61SITKA, AK$3,312$2,484+35%
62QUANTICO/WOODBRIDGE, VA$3,234$2,952+32%
63ANN ARBOR, MI$3,198$2,556+31%
64EDWARDS AFB/PALMDALE, CA$3,198$2,655+31%
65NEW LONDON, CT$3,174$2,577+30%
66BEALE AFB, CA$3,153$2,964+29%
67FORT DETRICK, MD$3,144$2,679+29%
68MADISON, WI$3,123$2,652+28%
69DENVER, CO$3,120$2,838+28%
70CAPE MAY, NJ$3,117$2,751+27%
71HAMPDEN COUNTY, MA$3,105$2,385+27%
72STOCKTON, CA$3,096$2,550+27%
73BRUNSWICK, ME$3,090$2,319+26%
74AUSTIN, TX$3,087$2,316+26%
75ANCHORAGE, AK$3,078$2,310+26%
76TAMPA, FL$3,069$2,706+26%
77KETCHIKAN, AK$3,060$2,631+25%
78BALLSTON SPA/ALBANY, NY$3,021$2,631+24%
79BALTIMORE, MD$3,009$2,607+23%
80FORT MYERS BEACH, FL$3,006$2,691+23%
81TACOMA, WA$3,006$2,553+23%
82OUTER BANKS, NC$3,003$2,601+23%
83PHILADELPHIA, PA/CAMDEN, NJ$3,003$2,688+23%
84SACRAMENTO, CA$3,000$2,901+23%
85KODIAK ISLAND, AK$2,991$2,421+22%
86ORLANDO, FL$2,985$2,655+22%
87ASTORIA, OR$2,979$2,235+22%
88PORT ANGELES, WA$2,955$2,433+21%
89FORT PIERCE, FL$2,934$2,688+20%
90TRAVERSE CITY, MI$2,916$2,187+19%
91EGLIN AFB, FL$2,910$2,430+19%
92MILWAUKEE, WI$2,910$2,604+19%
93PATRICK SFB, FL$2,910$2,499+19%
94WHIDBEY ISLAND, WA$2,901$2,175+19%
95BRIDGEPORT, CA$2,895$2,172+18%
96OXFORD, MD$2,886$2,442+18%
97ABERDEEN PROVING GROUNDS, MD$2,883$2,475+18%
98FRESNO, CA$2,871$2,436+17%
99GREAT LAKES NAVTRACEN, IL$2,871$2,424+17%
100PORTLAND, OR$2,871$2,376+17%
101ALLENTOWN/BETHLEHEM, PA$2,868$2,370+17%
102BREMERTON, WA$2,865$2,361+17%
103CHARLOTTESVILLE, VA$2,856$2,370+17%
104ABILENE/DYESS AFB, TX$2,847$2,139+16%
105BEAUFORT/PARRIS ISLAND, SC$2,838$2,400+16%
106DALLAS, TX$2,832$2,466+16%
107MINNEAPOLIS/ST PAUL, MN$2,832$2,538+16%
108ROME/GRIFFISS AFB, NY$2,796$2,106+14%
109CORVALLIS, OR$2,775$2,385+13%
110COASTAL MAINE, ME$2,769$2,190+13%
111DAHLGREN/FORT A.P. HILL$2,766$2,331+13%
112KNOXVILLE, TN$2,760$2,181+13%
113DOVER AFB/REHOBOTH, DE$2,736$2,274+12%
114ATLANTA, GA$2,733$2,385+12%
115RENO/CARSON CITY, NV$2,724$2,388+11%
116NASHVILLE, TN$2,718$2,265+11%
117ST. LOUIS, MO$2,694$2,433+10%
118SAVANNAH, GA$2,688$2,412+10%
119ASHEVILLE, NC$2,682$2,211+10%
120RICHMOND/FORT LEE, VA$2,682$2,355+10%
121SPOKANE, WA$2,679$2,181+10%
122DETROIT, MI$2,664$2,358+9%
123TWENTY NINE PALMS MCB, CA$2,664$1,998+9%
124CHARLESTON, SC$2,655$2,382+9%
125FORT COLLINS, CO$2,649$2,265+8%
126BUFFALO, NY$2,646$2,211+8%
127FAIRBANKS, AK$2,646$2,091+8%
128HELENA, MT$2,637$1,977+8%
129PATUXENT RIVER, MD$2,637$2,403+8%
130PITTSBURGH, PA$2,631$2,280+8%
131ROCHESTER, NY$2,619$2,211+7%
132NORFOLK/PORTSMOUTH, VA$2,613$2,427+7%
133EUGENE, OR$2,601$2,184+6%
134ELIZABETH CITY, NC$2,598$2,505+6%
135HOUSTON, TX$2,592$2,190+6%
136SYRACUSE, NY$2,571$2,046+5%
137BARSTOW/FORT IRWIN, CA$2,568$1,998+5%
138CINCINNATI, OH$2,556$2,280+5%
139PANAMA CITY, FL$2,556$2,160+5%
140BIRMINGHAM, AL$2,553$2,436+4%
141WILMINGTON, NC$2,553$2,037+4%
142VOLUSIA COUNTY, FL$2,550$2,283+4%
143HUMBOLDT COUNTY, CA$2,547$1,911+4%
144DAHLONEGA, GA$2,538$2,205+4%
145SALEM, OR$2,532$2,001+4%
146SALT LAKE CITY, UT$2,523$2,127+3%
147YAKIMA, WA$2,520$1,920+3%
148COLLEGE STATION, TX$2,517$1,887+3%
149GRAND HAVEN, MI$2,508$2,178+3%
150FORT STEWART, GA$2,502$2,307+2%
151GAINESVILLE, FL$2,502$2,037+2%
152COLORADO SPRINGS, CO$2,496$2,355+2%
153PHOENIX, AZ$2,478$2,286+1%
154OMAHA/OFFUTT AFB, NE$2,472$2,082+1%
155CHARLOTTE, NC$2,460$2,166+1%
156CARLISLE BARRACKS, PA$2,451$2,073+0%
157CHATTANOOGA, TN$2,448$1,983+0%
158FORT WORTH, TX$2,448$2,115+0%
159NEW ORLEANS, LA$2,448$1,902+0%
160CLEVELAND, OH$2,445$1,995+0%
161HAMPTON/NEWPORT NEWS, VA$2,442$2,271-0%
162DURHAM/CHAPEL HILL, NC$2,439$2,115-0%
163BATTLE CREEK/KALAMAZOO, MI$2,430$1,956-1%
164COOS BAY, OR$2,427$1,821-1%
165GRAND RAPIDS, MI$2,427$2,145-1%
166MYRTLE BEACH, SC$2,427$2,094-1%
167OCALA, FL$2,412$2,367-1%
168FARGO, ND$2,409$1,806-1%
169STATE COLLEGE, PA$2,406$1,806-2%
170COLUMBUS, OH$2,385$1,872-2%
171EL CENTRO, CA$2,373$1,983-3%
172DULUTH, MN$2,358$2,061-4%
173ALBUQUERQUE/KIRTLAND AFB, NM$2,355$2,208-4%
174PROVO, UT$2,355$2,055-4%
175EASTERN SHORE, MD$2,349$2,118-4%
176EASTERN PANHANDLE, WV$2,346$2,055-4%
177LEMOORE NAS, CA$2,346$2,136-4%
178RALEIGH, NC$2,346$2,088-4%
179MEMPHIS, TN$2,340$2,151-4%
180CORPUS CHRISTI, TX$2,328$1,785-5%
181LOUISVILLE, KY$2,322$1,986-5%
182RAPID CITY/ELLSWORTH AFB, SD$2,322$1,983-5%
183BOISE, ID$2,313$1,923-5%
184CHEYENNE, WY$2,313$1,734-5%
185JACKSON, MS$2,307$1,917-6%
186DES MOINES, IA$2,304$1,767-6%
187JACKSONVILLE, FL$2,289$2,178-6%
188TALLAHASSEE, FL$2,286$1,821-7%
189NELLIS AFB/LAS VEGAS, NV$2,277$2,067-7%
190OGDEN/HILL AFB, UT$2,277$2,115-7%
191BISMARCK, ND$2,271$1,704-7%
192FORT CAMPBELL, KY$2,271$1,812-7%
193KINGS BAY/BRUNSWICK, GA$2,265$2,130-7%
194ROCK ISLAND, IL$2,265$1,905-7%
195FORT KNOX, KY$2,259$1,695-8%
196PENSACOLA, FL$2,259$1,860-8%
197BANGOR, ME$2,250$1,890-8%
198INDIANAPOLIS, IN$2,247$1,872-8%
199FORT LEAVENWORTH, KS$2,244$1,812-8%
200MOUNTAIN HOME AFB, ID$2,244$1,686-8%
201KANSAS CITY, MO$2,229$1,983-9%
202FORT HUACHUCA, AZ$2,220$1,716-9%
203JOHNSON CITY/KINGSPORT, TN$2,220$1,665-9%
204BATON ROUGE, LA$2,217$1,872-9%
205WACO, TX$2,217$1,752-9%
206MOREHEAD/CHERRY PT MCAS, NC$2,205$1,848-10%
207WICHITA FLS/SHEPPARD AFB, TX$2,202$1,653-10%
208FORT GORDON, AL$2,193$1,887-10%
209TOLEDO, OH$2,187$2,028-11%
210LINCOLN, NE$2,181$1,785-11%
211BLOOMINGTON, IN$2,175$1,902-11%
212EL PASO, TX$2,175$1,806-11%
213FAYETTEVILLE, AR$2,175$1,779-11%
214LEXINGTON, KY$2,175$1,872-11%
215ROANOKE, VA$2,172$1,908-11%
216GREENSBORO, NC$2,169$1,806-11%
217MARQUETTE, MI$2,169$1,818-11%
218COLUMBIA/FORT JACKSON, SC$2,163$1,875-12%
219FORT WAYNE, IN$2,157$1,944-12%
220DAVIS-MONTHAN AFB, AZ$2,148$1,902-12%
221FORT DRUM/WATERTOWN, NY$2,145$1,662-12%
222HUNTSVILLE, AL$2,139$1,794-13%
223GREENVILLE, SC$2,130$1,920-13%
224SHREVEPORT/BARKSDALE AFB, LA$2,127$1,842-13%
225MOBILE, AL$2,124$1,884-13%
226SAN ANTONIO, TX$2,115$1,866-13%
227FORT HOOD, TX$2,100$1,692-14%
228FORT BRAGG/POPE, NC$2,097$1,803-14%
229SCOTT AFB, IL$2,088$1,566-15%
230AUBURN, AL$2,085$1,704-15%
231GRAND FORKS, ND$2,085$1,728-15%
232COLUMBUS AFB, MS$2,076$1,557-15%
233SEYMOUR JOHNSON AFB, NC$2,067$1,551-15%
234MINOT AFB, ND$2,064$1,548-16%
235WHITEMAN AFB, MO$2,064$1,608-16%
236SIOUX FALLS, SD$2,058$1,551-16%
237LEXINGTON, VA$2,052$1,542-16%
238CHAMPAIGN/URBANA, IL$2,040$1,536-17%
239LANSING, MI$2,040$1,803-17%
240FALLON NAS, NV$2,019$1,599-17%
241MALMSTROM SFB/GREAT FALLS, MT$2,013$1,605-18%
242ROBINS AFB, GA$2,013$1,797-18%
243TULSA, OK$2,010$1,635-18%
244FORT BENNING, GA$2,007$1,713-18%
245CAMP LEJEUNE, NC$2,001$1,599-18%
246BROWNSVILLE, TX$1,992$1,500-19%
247GOODFELLOW AFB, TX$1,989$1,575-19%
248SUMTER/SHAW AFB, SC$1,989$1,500-19%
249WHITE SANDS MR/LAS CRUCES, NM$1,989$1,698-19%
250FORT RUCKER, AL$1,968$1,569-20%
251WILKES-BARRE/SCRANTON, PA$1,965$1,737-20%
252LITTLE ROCK, AR$1,962$1,845-20%
253MORGANTOWN, WV$1,962$1,638-20%
254AKRON, OH$1,953$1,578-20%
255FRANKFORT, KY$1,953$1,464-20%
256MOODY AFB, GA$1,953$1,524-20%
257WRIGHT-PATTERSON AFB, OH$1,953$1,647-20%
258TOPEKA, KS$1,950$1,623-20%
259BEAUMONT, TX$1,944$1,518-20%
260SAULT STE MARIE, MI$1,944$1,533-20%
261PADUCAH, KY$1,941$1,455-21%
262PEORIA, IL$1,935$1,569-21%
263CHINA LAKE, CA$1,932$1,560-21%
264YUMA, AZ$1,929$1,692-21%
265LAFAYETTE, LA$1,926$1,581-21%
266SPRINGFIELD, MO$1,914$1,437-22%
267OKLAHOMA CITY, OK$1,902$1,641-22%
268SPRINGFIELD/DECATUR, IL$1,899$1,524-22%
269TERRE HAUTE, IN$1,899$1,491-22%
270HOLLOMAN AFB/ALAMOGORDO, NM$1,893$1,587-23%
271LAUGHLIN AFB/DEL RIO, TX$1,884$1,467-23%
272LUBBOCK, TX$1,884$1,473-23%
273SPARTA/FORT MCCOY, WI$1,878$1,413-23%
274FORT POLK, LA$1,875$1,410-23%
275FORT LEONARD WOOD, MO$1,854$1,476-24%
276FORT RILEY, KS$1,854$1,392-24%
277COLUMBIA/JEFFERSON CITY, MO$1,839$1,380-25%
278HUNTINGTON, WV$1,833$1,530-25%
279MONTGOMERY, AL$1,827$1,680-25%
280CHARLESTON, WV$1,803$1,401-26%
281FORT CHAFFEE/FORT SMITH, AR$1,803$1,353-26%
282ST MARY AND TERREBONNE, LA$1,803$1,617-26%
283GULFPORT, MS$1,800$1,599-26%
284WICHITA/MCCONNELL AFB, KS$1,797$1,374-27%
285ALEXANDRIA, LA$1,794$1,347-27%
286SAGINAW, MI$1,785$1,500-27%
287LAKE CHARLES, LA$1,776$1,353-27%
288ERIE, PA$1,758$1,473-28%
289STEVENS POINT, WI$1,734$1,335-29%
290MERIDIAN, MS$1,722$1,293-30%
291CANNON AFB/CLOVIS, NM$1,713$1,362-30%
292ALBANY, GA$1,695$1,368-31%
293ALTUS AFB, OK$1,680$1,260-31%
294HATTIESBURG, MS$1,668$1,392-32%
295MONROE, LA$1,668$1,254-32%
296VANCE AFB/ENID, OK$1,641$1,230-33%
297FORT SILL/LAWTON, OK$1,605$1,230-34%
298ANNISTON/FORT MCCLELLAN, AL$1,572$1,197-36%
299YOUNGSTOWN, OH$1,521$1,188-38%

299 housing areas that are named places, monthly, rate year 2026. The 39 county cost groups are left out here because they are rate bands spanning many states rather than duty stations. BAH-ASCII-2026.zip

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