CINCINNATI, OH BAH rates

An E-5 with dependents stationed here draws $2,283 a month, tax free. That's $27,396 a year, and it ranks 126 of 338 areas at that grade.

ZIP codes: 100Range: $1,524 to $3,105Against the national median: +11%Covers: Ohio

Every pay grade

Grade	With dependents	Without	Difference	A year, with deps
E-1	$2,031	$1,524	$507	$24,372
E-2	$2,031	$1,524	$507	$24,372
E-3	$2,031	$1,524	$507	$24,372
E-4	$2,031	$1,524	$507	$24,372
E-5	$2,283	$1,713	$570	$27,396
E-6	$2,526	$1,893	$633	$30,312
E-7	$2,553	$2,040	$513	$30,636
E-8	$2,583	$2,337	$246	$30,996
E-9	$2,676	$2,400	$276	$32,112
W-1	$2,544	$1,953	$591	$30,528
W-2	$2,565	$2,334	$231	$30,780
W-3	$2,607	$2,412	$195	$31,284
W-4	$2,703	$2,523	$180	$32,436
W-5	$2,829	$2,559	$270	$33,948
O-1E	$2,556	$2,280	$276	$30,672
O-2E	$2,595	$2,385	$210	$31,140
O-3E	$2,724	$2,517	$207	$32,688
O-1	$2,322	$1,776	$546	$27,864
O-2	$2,523	$2,202	$321	$30,276
O-3	$2,604	$2,433	$171	$31,248
O-4	$2,868	$2,544	$324	$34,416
O-5	$3,060	$2,562	$498	$36,720
O-6	$3,084	$2,583	$501	$37,008
O-7	$3,105	$2,625	$480	$37,260
O-8	$3,105	$2,625	$480	$37,260
O-9	$3,105	$2,625	$480	$37,260
O-10	$3,105	$2,625	$480	$37,260

All 27 grades for CINCINNATI, OH, monthly, rate year 2026. Grades ending in E are officers with prior enlisted service. BAH-ASCII-2026.zip

How the dependency difference works

Every grade here pays more with dependents than without, by $171 to $633 a month. Having dependents is a yes or no question for BAH: a service member with four children draws the same as one with a spouse and none. Nothing else about the family changes the figure.

It also doesn't depend on what you actually pay for housing. If your rent comes in under the allowance you keep the difference, and if it runs over, the difference is yours to cover.

Compare against another station

If you're moving here or away from here, the comparison on the front page puts this area against any other and shows what changes.

CINCINNATI, OH is military housing area OH228, covering 100 ZIP codes.