bahlookup2026 rates

All areas / Pay grade O-3E

Officer, prior service

O-3E BAH, every duty station

Same rank, same job, and the housing allowance swings from $1,788 to $7,023 a month depending entirely on where you're stationed. That's a spread of $62,820 a year, untaxed.

Highest: WESTCHESTER COUNTY, NYLowest: YOUNGSTOWN, OHMedian: $2,673Areas: 299

Every area, highest first

#Housing areaWith dependentsWithoutvs median
1WESTCHESTER COUNTY, NY$7,023$5,361+163%
2SAN FRANCISCO, CA$5,955$5,445+123%
3NEW YORK CITY, NY$5,949$5,115+123%
4NANTUCKET, MA$5,832$5,121+118%
5MAUI COUNTY, HI$5,793$4,764+117%
6BOSTON, MA$5,511$4,818+106%
7SANTA CLARA COUNTY, CA$5,496$4,971+106%
8NORTHERN NEW JERSEY, NJ$5,325$5,043+99%
9LONG ISLAND, NY$5,262$4,764+97%
10FLORIDA KEYS, FL$5,232$4,044+96%
11MARTHA'S VINEYARD, MA$5,193$4,587+94%
12HANSCOM AFB, MA$5,115$4,470+91%
13MONTEREY, CA$5,031$3,861+88%
14KAUAI COUNTY, HI$4,986$4,260+87%
15ESSEX CO, MA$4,887$3,735+83%
16CAMP PENDLETON, CA$4,854$4,392+82%
17MIAMI/FORT LAUDERDALE, FL$4,791$3,780+79%
18STATEN ISLAND, NY$4,776$4,209+79%
19SAN DIEGO, CA$4,770$4,398+78%
20LOS ANGELES, CA$4,767$4,179+78%
21PORTSMOUTH, NH/KITTERY, ME$4,704$3,684+76%
22CAPE COD-PLYMOUTH, MA$4,626$3,987+73%
23TRENTON, NJ$4,620$3,966+73%
24WEST POINT, NY$4,608$4,113+72%
25HONOLULU COUNTY, HI$4,572$3,903+71%
26OAKLAND, CA$4,566$4,107+71%
27SAN LUIS OBISPO, CA$4,536$3,942+70%
28PORTLAND, ME$4,524$3,567+69%
29FORT MONMOUTH/EARLE NWS, NJ$4,503$4,074+68%
30PERTH AMBOY, NJ$4,422$4,065+65%
31BURLINGTON, VT$4,380$3,735+64%
32SEATTLE, WA$4,371$3,900+64%
33MANCHESTER/CONCORD, NH$4,365$3,516+63%
34VENTURA, CA$4,365$4,002+63%
35MARIN/SONOMA, CA$4,335$3,813+62%
36FITCHBURG, MA$4,302$3,462+61%
37NEWPORT, RI$4,284$3,441+60%
38WASHINGTON, DC METRO AREA$4,197$3,753+57%
39WEST PALM BEACH, FL$4,191$3,594+57%
40PROVIDENCE, RI$4,152$3,447+55%
41NEW HAVEN/FAIRFIELD, CT$4,038$3,717+51%
42HAWAII COUNTY, HI$4,026$3,828+51%
43WORCESTER, MA$4,002$3,384+50%
44VANDENBERG SFB, CA$3,933$3,633+47%
45HARTFORD, CT$3,930$3,324+47%
46WARRENTON, VA$3,912$3,369+46%
47BOULDER, CO$3,846$3,336+44%
48INDIAN HEAD NAVORDSTA, MD$3,831$3,366+43%
49BRUNSWICK, ME$3,813$2,859+43%
50CHICAGO, IL$3,810$3,693+43%
51ATLANTIC CITY, NJ$3,801$3,285+42%
52SANTA FE/LOS ALAMOS, NM$3,795$3,408+42%
53RIVERSIDE, CA$3,783$3,537+42%
54JUNEAU, AK$3,720$3,333+39%
55JB MCGUIRE-DIX-LAKEHURST, NJ$3,702$3,438+38%
56EVERETT, WA$3,666$3,237+37%
57VALLEJO/TRAVIS AFB, CA$3,636$3,486+36%
58AUSTIN, TX$3,624$2,796+36%
59ANNAPOLIS, MD$3,612$3,219+35%
60MADISON, WI$3,582$2,880+34%
61HAMPDEN COUNTY, MA$3,576$2,844+34%
62FORT G. G. MEADE, MD$3,570$3,270+34%
63ANN ARBOR, MI$3,561$3,072+33%
64ANCHORAGE, AK$3,558$2,853+33%
65WILLOW GROVE, PA$3,549$3,393+33%
66SITKA, AK$3,546$3,189+33%
67QUANTICO/WOODBRIDGE, VA$3,519$3,165+32%
68KETCHIKAN, AK$3,510$2,847+31%
69STOCKTON, CA$3,507$2,925+31%
70SAN BERNARDINO, CA$3,504$3,369+31%
71EGLIN AFB, FL$3,468$2,601+30%
72NEW LONDON, CT$3,465$3,066+30%
73EDWARDS AFB/PALMDALE, CA$3,414$3,150+28%
74FORT DETRICK, MD$3,399$3,054+27%
75CAPE MAY, NJ$3,390$3,066+27%
76BALLSTON SPA/ALBANY, NY$3,381$2,850+26%
77MILWAUKEE, WI$3,363$2,685+26%
78KODIAK ISLAND, AK$3,348$2,844+25%
79ASTORIA, OR$3,339$2,790+25%
80DENVER, CO$3,306$3,054+24%
81BALTIMORE, MD$3,303$2,895+24%
82OUTER BANKS, NC$3,246$2,937+21%
83BEALE AFB, CA$3,231$3,120+21%
84FORT MYERS BEACH, FL$3,228$2,910+21%
85FORT PIERCE, FL$3,228$2,817+21%
86ABERDEEN PROVING GROUNDS, MD$3,222$2,733+21%
87TACOMA, WA$3,216$2,913+20%
88PORTLAND, OR$3,207$2,745+20%
89PHILADELPHIA, PA/CAMDEN, NJ$3,189$2,970+19%
90WHIDBEY ISLAND, WA$3,189$2,739+19%
91GREAT LAKES NAVTRACEN, IL$3,183$2,751+19%
92CHARLOTTESVILLE, VA$3,177$2,706+19%
93PORT ANGELES, WA$3,174$2,853+19%
94SACRAMENTO, CA$3,165$2,964+18%
95OXFORD, MD$3,162$2,808+18%
96TAMPA, FL$3,156$3,036+18%
97TRAVERSE CITY, MI$3,156$2,796+18%
98BRIDGEPORT, CA$3,150$2,799+18%
99BREMERTON, WA$3,144$2,724+18%
100CORVALLIS, OR$3,102$2,706+16%
101ASHEVILLE, NC$3,069$2,562+15%
102DOVER AFB/REHOBOTH, DE$3,069$2,481+15%
103FAIRBANKS, AK$3,066$2,415+15%
104FRESNO, CA$3,063$2,820+15%
105KNOXVILLE, TN$3,060$2,643+14%
106ORLANDO, FL$3,045$2,952+14%
107MINNEAPOLIS/ST PAUL, MN$3,033$2,769+13%
108DAHLGREN/FORT A.P. HILL$3,027$2,706+13%
109ALLENTOWN/BETHLEHEM, PA$3,015$2,835+13%
110BEAUFORT/PARRIS ISLAND, SC$3,009$2,805+13%
111PATRICK SFB, FL$2,991$2,877+12%
112DETROIT, MI$2,982$2,574+12%
113ROME/GRIFFISS AFB, NY$2,976$2,733+11%
114HUMBOLDT COUNTY, CA$2,961$2,316+11%
115COASTAL MAINE, ME$2,952$2,691+10%
116RENO/CARSON CITY, NV$2,946$2,670+10%
117TWENTY NINE PALMS MCB, CA$2,940$2,544+10%
118ABILENE/DYESS AFB, TX$2,937$2,814+10%
119SPOKANE, WA$2,937$2,547+10%
120DALLAS, TX$2,934$2,799+10%
121BUFFALO, NY$2,919$2,544+9%
122SYRACUSE, NY$2,919$2,376+9%
123EUGENE, OR$2,913$2,472+9%
124PATUXENT RIVER, MD$2,910$2,535+9%
125COLLEGE STATION, TX$2,904$2,385+9%
126FORT COLLINS, CO$2,901$2,523+9%
127NASHVILLE, TN$2,898$2,667+8%
128HELENA, MT$2,895$2,529+8%
129ST. LOUIS, MO$2,892$2,646+8%
130RICHMOND/FORT LEE, VA$2,883$2,619+8%
131ROCHESTER, NY$2,880$2,508+8%
132SAVANNAH, GA$2,874$2,643+8%
133NORFOLK/PORTSMOUTH, VA$2,859$2,547+7%
134BARSTOW/FORT IRWIN, CA$2,856$2,424+7%
135HOUSTON, TX$2,856$2,508+7%
136GAINESVILLE, FL$2,850$2,346+7%
137SALEM, OR$2,847$2,391+7%
138YAKIMA, WA$2,847$2,376+7%
139SALT LAKE CITY, UT$2,838$2,349+6%
140ELIZABETH CITY, NC$2,823$2,547+6%
141PITTSBURGH, PA$2,823$2,598+6%
142COOS BAY, OR$2,814$2,208+5%
143WILMINGTON, NC$2,805$2,496+5%
144CHARLESTON, SC$2,802$2,607+5%
145PANAMA CITY, FL$2,802$2,433+5%
146ATLANTA, GA$2,784$2,700+4%
147OMAHA/OFFUTT AFB, NE$2,769$2,367+4%
148EL CENTRO, CA$2,751$2,139+3%
149STATE COLLEGE, PA$2,739$2,268+2%
150FORT STEWART, GA$2,736$2,427+2%
151CINCINNATI, OH$2,724$2,517+2%
152TALLAHASSEE, FL$2,721$2,052+2%
153VOLUSIA COUNTY, FL$2,721$2,484+2%
154DURHAM/CHAPEL HILL, NC$2,703$2,382+1%
155CHATTANOOGA, TN$2,700$2,391+1%
156CARLISLE BARRACKS, PA$2,694$2,367+1%
157NEW ORLEANS, LA$2,688$2,367+1%
158COLORADO SPRINGS, CO$2,679$2,418+0%
159COLUMBUS, OH$2,679$2,232+0%
160BLOOMINGTON, IN$2,673$2,004+0%
161JACKSON, MS$2,658$2,154-1%
162GRAND HAVEN, MI$2,649$2,472-1%
163MYRTLE BEACH, SC$2,643$2,352-1%
164CLEVELAND, OH$2,637$2,412-1%
165HAMPTON/NEWPORT NEWS, VA$2,637$2,409-1%
166BATTLE CREEK/KALAMAZOO, MI$2,634$2,364-1%
167FORT CAMPBELL, KY$2,634$2,091-1%
168PROVO, UT$2,631$2,217-2%
169EASTERN PANHANDLE, WV$2,622$2,244-2%
170DAHLONEGA, GA$2,619$2,505-2%
171BIRMINGHAM, AL$2,613$2,517-2%
172FARGO, ND$2,613$2,331-2%
173CORPUS CHRISTI, TX$2,604$2,211-3%
174BANGOR, ME$2,598$2,040-3%
175RAPID CITY/ELLSWORTH AFB, SD$2,574$2,202-4%
176GRAND RAPIDS, MI$2,571$2,394-4%
177CHEYENNE, WY$2,568$2,211-4%
178WACO, TX$2,568$2,091-4%
179OCALA, FL$2,565$2,397-4%
180DES MOINES, IA$2,559$2,202-4%
181FORT DRUM/WATERTOWN, NY$2,559$1,920-4%
182FORT KNOX, KY$2,559$2,130-4%
183AUBURN, AL$2,556$1,917-4%
184LEMOORE NAS, CA$2,553$2,265-4%
185KINGS BAY/BRUNSWICK, GA$2,550$2,160-5%
186MOREHEAD/CHERRY PT MCAS, NC$2,550$2,034-5%
187LOUISVILLE, KY$2,547$2,265-5%
188PHOENIX, AZ$2,547$2,445-5%
189FORT WORTH, TX$2,526$2,415-5%
190ALBUQUERQUE/KIRTLAND AFB, NM$2,520$2,316-6%
191EASTERN SHORE, MD$2,514$2,304-6%
192MARQUETTE, MI$2,502$1,998-6%
193JOHNSON CITY/KINGSPORT, TN$2,490$2,118-7%
194WICHITA FLS/SHEPPARD AFB, TX$2,490$2,106-7%
195FAYETTEVILLE, AR$2,487$2,031-7%
196NELLIS AFB/LAS VEGAS, NV$2,487$2,196-7%
197CHARLOTTE, NC$2,484$2,427-7%
198RALEIGH, NC$2,481$2,310-7%
199DULUTH, MN$2,478$2,325-7%
200MOUNTAIN HOME AFB, ID$2,478$2,181-7%
201BOISE, ID$2,475$2,268-7%
202JACKSONVILLE, FL$2,463$2,229-8%
203OGDEN/HILL AFB, UT$2,454$2,214-8%
204FORT HOOD, TX$2,451$1,908-8%
205KANSAS CITY, MO$2,451$2,163-8%
206FORT LEAVENWORTH, KS$2,448$2,124-8%
207ROCK ISLAND, IL$2,448$2,232-8%
208ROANOKE, VA$2,430$2,067-9%
209MEMPHIS, TN$2,409$2,307-10%
210FALLON NAS, NV$2,406$1,806-10%
211SHREVEPORT/BARKSDALE AFB, LA$2,403$2,016-10%
212SCOTT AFB, IL$2,397$1,992-10%
213FORT RUCKER, AL$2,394$1,797-10%
214MALMSTROM SFB/GREAT FALLS, MT$2,391$1,809-11%
215FORT GORDON, AL$2,388$2,148-11%
216BISMARCK, ND$2,382$2,196-11%
217LINCOLN, NE$2,382$2,103-11%
218INDIANAPOLIS, IN$2,373$2,202-11%
219LEXINGTON, KY$2,370$2,142-11%
220WHITEMAN AFB, MO$2,370$1,923-11%
221COLUMBIA/FORT JACKSON, SC$2,361$2,109-12%
222GREENSBORO, NC$2,358$2,100-12%
223BATON ROUGE, LA$2,346$2,184-12%
224TOLEDO, OH$2,346$2,154-12%
225FORT WAYNE, IN$2,343$2,118-12%
226MOBILE, AL$2,340$2,064-12%
227PENSACOLA, FL$2,340$2,226-12%
228SEYMOUR JOHNSON AFB, NC$2,340$1,944-12%
229ROBINS AFB, GA$2,334$1,866-13%
230GRAND FORKS, ND$2,325$1,995-13%
231HUNTSVILLE, AL$2,325$2,070-13%
232GREENVILLE, SC$2,322$2,070-13%
233BROWNSVILLE, TX$2,316$1,851-13%
234CHAMPAIGN/URBANA, IL$2,310$1,974-14%
235LANSING, MI$2,310$1,974-14%
236LAUGHLIN AFB/DEL RIO, TX$2,307$1,731-14%
237CHINA LAKE, CA$2,289$1,755-14%
238DAVIS-MONTHAN AFB, AZ$2,289$2,109-14%
239FORT BRAGG/POPE, NC$2,289$2,040-14%
240TULSA, OK$2,280$1,935-15%
241FORT HUACHUCA, AZ$2,277$2,187-15%
242EL PASO, TX$2,268$2,142-15%
243COLUMBUS AFB, MS$2,265$1,992-15%
244LEXINGTON, VA$2,262$1,989-15%
245MINOT AFB, ND$2,262$1,974-15%
246WRIGHT-PATTERSON AFB, OH$2,259$1,839-15%
247GOODFELLOW AFB, TX$2,256$1,827-16%
248COLUMBIA/JEFFERSON CITY, MO$2,247$1,686-16%
249WILKES-BARRE/SCRANTON, PA$2,241$1,875-16%
250SIOUX FALLS, SD$2,211$2,019-17%
251TOPEKA, KS$2,211$1,857-17%
252CAMP LEJEUNE, NC$2,208$1,935-17%
253PADUCAH, KY$2,205$1,869-18%
254GULFPORT, MS$2,199$1,650-18%
255SAN ANTONIO, TX$2,196$2,082-18%
256SUMTER/SHAW AFB, SC$2,193$1,941-18%
257MORGANTOWN, WV$2,184$1,908-18%
258TERRE HAUTE, IN$2,175$1,815-19%
259AKRON, OH$2,169$1,920-19%
260SPRINGFIELD, MO$2,169$1,851-19%
261FORT BENNING, GA$2,166$1,968-19%
262LAFAYETTE, LA$2,157$1,833-19%
263MOODY AFB, GA$2,157$1,911-19%
264ST MARY AND TERREBONNE, LA$2,157$1,650-19%
265YUMA, AZ$2,157$1,833-19%
266FRANKFORT, KY$2,154$1,809-19%
267WHITE SANDS MR/LAS CRUCES, NM$2,154$1,917-19%
268PEORIA, IL$2,151$1,851-20%
269LUBBOCK, TX$2,145$1,803-20%
270LITTLE ROCK, AR$2,127$1,929-20%
271SAULT STE MARIE, MI$2,124$1,911-21%
272LAKE CHARLES, LA$2,109$1,617-21%
273SPRINGFIELD/DECATUR, IL$2,109$1,815-21%
274MONTGOMERY, AL$2,100$1,746-21%
275ALEXANDRIA, LA$2,097$1,671-22%
276BEAUMONT, TX$2,091$1,911-22%
277FORT LEONARD WOOD, MO$2,085$1,713-22%
278ALBANY, GA$2,073$1,554-22%
279WICHITA/MCCONNELL AFB, KS$2,073$1,683-22%
280FORT CHAFFEE/FORT SMITH, AR$2,070$1,674-23%
281MERIDIAN, MS$2,070$1,554-23%
282OKLAHOMA CITY, OK$2,070$1,842-23%
283FORT RILEY, KS$2,052$1,776-23%
284HOLLOMAN AFB/ALAMOGORDO, NM$2,028$1,860-24%
285FORT POLK, LA$2,022$1,827-24%
286CHARLESTON, WV$2,016$1,758-25%
287HATTIESBURG, MS$2,001$1,512-25%
288SPARTA/FORT MCCOY, WI$2,001$1,839-25%
289HUNTINGTON, WV$1,989$1,770-26%
290VANCE AFB/ENID, OK$1,977$1,503-26%
291ALTUS AFB, OK$1,971$1,554-26%
292ERIE, PA$1,965$1,668-26%
293CANNON AFB/CLOVIS, NM$1,896$1,584-29%
294FORT SILL/LAWTON, OK$1,893$1,482-29%
295SAGINAW, MI$1,887$1,740-29%
296MONROE, LA$1,812$1,623-32%
297ANNISTON/FORT MCCLELLAN, AL$1,800$1,482-33%
298STEVENS POINT, WI$1,791$1,701-33%
299YOUNGSTOWN, OH$1,788$1,347-33%

299 housing areas that are named places, monthly, rate year 2026. The 39 county cost groups are left out here because they are rate bands spanning many states rather than duty stations. BAH-ASCII-2026.zip

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