bahlookup2026 rates

All areas / Pay grade O-1

Officer

O-1 BAH, every duty station

Same rank, same job, and the housing allowance swings from $1,218 to $5,172 a month depending entirely on where you're stationed. That's a spread of $47,448 a year, untaxed.

Highest: SAN FRANCISCO, CALowest: YOUNGSTOWN, OHMedian: $2,106Areas: 299

Every area, highest first

#Housing areaWith dependentsWithoutvs median
1SAN FRANCISCO, CA$5,172$4,401+146%
2NEW YORK CITY, NY$5,073$5,067+141%
3BOSTON, MA$4,803$3,894+128%
4NORTHERN NEW JERSEY, NJ$4,791$3,801+127%
5SANTA CLARA COUNTY, CA$4,704$4,053+123%
6WESTCHESTER COUNTY, NY$4,587$3,885+118%
7LONG ISLAND, NY$4,473$3,816+112%
8NANTUCKET, MA$4,440$4,089+111%
9MAUI COUNTY, HI$4,386$3,309+108%
10HANSCOM AFB, MA$4,230$3,780+101%
11MARTHA'S VINEYARD, MA$4,062$3,336+93%
12SAN DIEGO, CA$4,032$3,351+91%
13CAMP PENDLETON, CA$4,023$3,285+91%
14FLORIDA KEYS, FL$3,987$3,657+89%
15CAPE COD-PLYMOUTH, MA$3,942$3,465+87%
16LOS ANGELES, CA$3,927$3,255+86%
17KAUAI COUNTY, HI$3,861$3,375+83%
18OAKLAND, CA$3,807$3,180+81%
19STATEN ISLAND, NY$3,798$3,360+80%
20HONOLULU COUNTY, HI$3,702$2,997+76%
21MIAMI/FORT LAUDERDALE, FL$3,687$3,252+75%
22HAWAII COUNTY, HI$3,630$3,297+72%
23FORT MONMOUTH/EARLE NWS, NJ$3,618$3,159+72%
24VENTURA, CA$3,600$3,213+71%
25WEST POINT, NY$3,549$3,045+69%
26TRENTON, NJ$3,531$2,952+68%
27MONTEREY, CA$3,519$3,030+67%
28ESSEX CO, MA$3,516$3,084+67%
29CHICAGO, IL$3,477$2,907+65%
30PERTH AMBOY, NJ$3,477$3,282+65%
31WEST PALM BEACH, FL$3,453$2,952+64%
32VALLEJO/TRAVIS AFB, CA$3,393$2,805+61%
33RIVERSIDE, CA$3,384$2,835+61%
34VANDENBERG SFB, CA$3,378$2,979+60%
35PORTSMOUTH, NH/KITTERY, ME$3,372$2,877+60%
36MARIN/SONOMA, CA$3,369$3,198+60%
37JUNEAU, AK$3,366$2,526+60%
38SAN BERNARDINO, CA$3,306$2,628+57%
39PORTLAND, ME$3,297$2,916+57%
40SAN LUIS OBISPO, CA$3,291$2,853+56%
41INDIAN HEAD NAVORDSTA, MD$3,273$3,132+55%
42PROVIDENCE, RI$3,234$2,892+54%
43SEATTLE, WA$3,231$2,814+53%
44MANCHESTER/CONCORD, NH$3,225$2,805+53%
45SITKA, AK$3,222$2,418+53%
46WASHINGTON, DC METRO AREA$3,213$3,054+53%
47BURLINGTON, VT$3,201$2,568+52%
48NEW HAVEN/FAIRFIELD, CT$3,150$2,841+50%
49FITCHBURG, MA$3,147$2,949+49%
50WARRENTON, VA$3,111$2,670+48%
51SANTA FE/LOS ALAMOS, NM$3,024$2,310+44%
52WILLOW GROVE, PA$2,997$2,523+42%
53BEALE AFB, CA$2,994$2,496+42%
54QUANTICO/WOODBRIDGE, VA$2,991$2,499+42%
55WORCESTER, MA$2,982$2,652+42%
56ANNAPOLIS, MD$2,970$2,586+41%
57HARTFORD, CT$2,961$2,397+41%
58FORT G. G. MEADE, MD$2,952$2,577+40%
59NEWPORT, RI$2,925$2,517+39%
60SACRAMENTO, CA$2,922$2,292+39%
61JB MCGUIRE-DIX-LAKEHURST, NJ$2,904$2,604+38%
62ANCHORAGE, AK$2,886$2,166+37%
63KETCHIKAN, AK$2,880$2,160+37%
64KODIAK ISLAND, AK$2,877$2,157+37%
65DENVER, CO$2,874$2,268+36%
66BOULDER, CO$2,829$2,370+34%
67EVERETT, WA$2,814$2,385+34%
68CAPE MAY, NJ$2,799$2,289+33%
69TAMPA, FL$2,757$2,328+31%
70ATLANTIC CITY, NJ$2,736$2,457+30%
71FORT DETRICK, MD$2,733$2,247+30%
72PHILADELPHIA, PA/CAMDEN, NJ$2,733$2,205+30%
73FORT MYERS BEACH, FL$2,730$2,406+30%
74EDWARDS AFB/PALMDALE, CA$2,724$2,289+29%
75FORT PIERCE, FL$2,715$2,301+29%
76ORLANDO, FL$2,700$2,247+28%
77MADISON, WI$2,691$2,133+28%
78BALLSTON SPA/ALBANY, NY$2,670$2,139+27%
79BALTIMORE, MD$2,652$2,205+26%
80OUTER BANKS, NC$2,652$2,313+26%
81NEW LONDON, CT$2,646$2,241+26%
82ANN ARBOR, MI$2,628$2,019+25%
83MILWAUKEE, WI$2,625$2,124+25%
84STOCKTON, CA$2,607$2,331+24%
85TACOMA, WA$2,607$2,178+24%
86MINNEAPOLIS/ST PAUL, MN$2,577$1,953+22%
87PATRICK SFB, FL$2,553$2,148+21%
88ELIZABETH CITY, NC$2,523$2,097+20%
89ABERDEEN PROVING GROUNDS, MD$2,517$2,055+20%
90DALLAS, TX$2,517$1,968+20%
91OXFORD, MD$2,496$2,094+19%
92PORT ANGELES, WA$2,493$1,869+18%
93FRESNO, CA$2,490$1,908+18%
94GREAT LAKES NAVTRACEN, IL$2,475$1,977+18%
95ST. LOUIS, MO$2,472$2,094+17%
96BEAUFORT/PARRIS ISLAND, SC$2,457$2,232+17%
97BIRMINGHAM, AL$2,457$2,007+17%
98NORFOLK/PORTSMOUTH, VA$2,454$2,022+17%
99EGLIN AFB, FL$2,451$2,244+16%
100HAMPDEN COUNTY, MA$2,451$2,145+16%
101SAVANNAH, GA$2,451$2,055+16%
102FAIRBANKS, AK$2,448$1,881+16%
103ALLENTOWN/BETHLEHEM, PA$2,436$2,142+16%
104ATLANTA, GA$2,433$2,130+16%
105CORVALLIS, OR$2,433$1,884+16%
106PATUXENT RIVER, MD$2,433$2,127+16%
107RENO/CARSON CITY, NV$2,433$1,941+16%
108PORTLAND, OR$2,430$2,004+15%
109CHARLESTON, SC$2,421$2,049+15%
110CHARLOTTESVILLE, VA$2,421$2,142+15%
111BREMERTON, WA$2,415$2,163+15%
112RICHMOND/FORT LEE, VA$2,400$1,950+14%
113DETROIT, MI$2,397$1,797+14%
114OCALA, FL$2,382$2,037+13%
115COLORADO SPRINGS, CO$2,376$1,959+13%
116DAHLGREN/FORT A.P. HILL$2,367$2,301+12%
117FORT STEWART, GA$2,334$2,037+11%
118PITTSBURGH, PA$2,328$1,848+11%
119CINCINNATI, OH$2,322$1,776+10%
120NASHVILLE, TN$2,322$1,953+10%
121PHOENIX, AZ$2,319$1,830+10%
122VOLUSIA COUNTY, FL$2,319$1,938+10%
123AUSTIN, TX$2,313$1,848+10%
124DOVER AFB/REHOBOTH, DE$2,310$2,043+10%
125FORT COLLINS, CO$2,307$1,851+10%
126HAMPTON/NEWPORT NEWS, VA$2,301$1,884+9%
127ASHEVILLE, NC$2,265$1,887+8%
128BUFFALO, NY$2,262$1,890+7%
129COASTAL MAINE, ME$2,259$1,908+7%
130ROCHESTER, NY$2,259$1,695+7%
131BRUNSWICK, ME$2,253$2,037+7%
132DAHLONEGA, GA$2,250$2,049+7%
133KNOXVILLE, TN$2,247$1,929+7%
134HOUSTON, TX$2,241$1,749+6%
135ALBUQUERQUE/KIRTLAND AFB, NM$2,235$1,770+6%
136SPOKANE, WA$2,235$1,707+6%
137EUGENE, OR$2,229$1,902+6%
138GRAND HAVEN, MI$2,223$1,824+6%
139CHARLOTTE, NC$2,211$1,833+5%
140PANAMA CITY, FL$2,202$1,953+5%
141JACKSONVILLE, FL$2,196$1,908+4%
142ROME/GRIFFISS AFB, NY$2,190$1,749+4%
143GRAND RAPIDS, MI$2,184$1,752+4%
144MEMPHIS, TN$2,181$1,824+4%
145BRIDGEPORT, CA$2,169$2,085+3%
146LEMOORE NAS, CA$2,166$1,743+3%
147SALT LAKE CITY, UT$2,166$1,752+3%
148FORT WORTH, TX$2,163$1,752+3%
149DURHAM/CHAPEL HILL, NC$2,160$1,869+3%
150TRAVERSE CITY, MI$2,160$1,998+3%
151WHIDBEY ISLAND, WA$2,157$1,950+2%
152EASTERN SHORE, MD$2,151$1,854+2%
153ASTORIA, OR$2,145$1,773+2%
154KINGS BAY/BRUNSWICK, GA$2,145$1,896+2%
155OGDEN/HILL AFB, UT$2,139$1,740+2%
156MYRTLE BEACH, SC$2,136$1,875+1%
157OMAHA/OFFUTT AFB, NE$2,127$1,683+1%
158RALEIGH, NC$2,127$1,800+1%
159CARLISLE BARRACKS, PA$2,121$1,725+1%
160DULUTH, MN$2,106$1,767+0%
161WILMINGTON, NC$2,100$1,818-0%
162SYRACUSE, NY$2,097$1,689-0%
163NELLIS AFB/LAS VEGAS, NV$2,094$1,806-1%
164EASTERN PANHANDLE, WV$2,091$1,737-1%
165GAINESVILLE, FL$2,085$1,929-1%
166PROVO, UT$2,085$1,794-1%
167BARSTOW/FORT IRWIN, CA$2,058$1,776-2%
168SALEM, OR$2,058$1,740-2%
169TOLEDO, OH$2,058$1,545-2%
170CLEVELAND, OH$2,055$1,578-2%
171TWENTY NINE PALMS MCB, CA$2,052$1,809-3%
172CHATTANOOGA, TN$2,043$1,734-3%
173LOUISVILLE, KY$2,031$1,626-4%
174RAPID CITY/ELLSWORTH AFB, SD$2,022$1,614-4%
175KANSAS CITY, MO$2,019$1,701-4%
176BATTLE CREEK/KALAMAZOO, MI$2,013$1,509-4%
177EL CENTRO, CA$2,013$1,818-4%
178ABILENE/DYESS AFB, TX$1,989$1,644-6%
179YAKIMA, WA$1,983$1,536-6%
180FORT WAYNE, IN$1,977$1,611-6%
181BOISE, ID$1,974$1,758-6%
182HELENA, MT$1,968$1,614-7%
183NEW ORLEANS, LA$1,968$1,650-7%
184JACKSON, MS$1,956$1,716-7%
185ROCK ISLAND, IL$1,956$1,533-7%
186GREENVILLE, SC$1,950$1,644-7%
187ROANOKE, VA$1,941$1,569-8%
188DAVIS-MONTHAN AFB, AZ$1,938$1,482-8%
189FORT GORDON, AL$1,929$1,728-8%
190COLUMBUS, OH$1,926$1,686-9%
191INDIANAPOLIS, IN$1,923$1,617-9%
192BANGOR, ME$1,920$1,557-9%
193BATON ROUGE, LA$1,920$1,644-9%
194BLOOMINGTON, IN$1,920$1,602-9%
195LEXINGTON, KY$1,917$1,545-9%
196MOBILE, AL$1,917$1,572-9%
197COLUMBIA/FORT JACKSON, SC$1,914$1,743-9%
198PENSACOLA, FL$1,914$1,719-9%
199SAN ANTONIO, TX$1,905$1,584-10%
200HUMBOLDT COUNTY, CA$1,893$1,698-10%
201MOREHEAD/CHERRY PT MCAS, NC$1,884$1,755-11%
202SHREVEPORT/BARKSDALE AFB, LA$1,875$1,551-11%
203LITTLE ROCK, AR$1,869$1,665-11%
204FORT LEAVENWORTH, KS$1,860$1,659-12%
205TALLAHASSEE, FL$1,860$1,731-12%
206EL PASO, TX$1,857$1,518-12%
207FORT CAMPBELL, KY$1,857$1,668-12%
208STATE COLLEGE, PA$1,854$1,515-12%
209GREENSBORO, NC$1,851$1,551-12%
210MARQUETTE, MI$1,851$1,428-12%
211CORPUS CHRISTI, TX$1,845$1,494-12%
212FORT BRAGG/POPE, NC$1,842$1,635-13%
213COOS BAY, OR$1,839$1,488-13%
214HUNTSVILLE, AL$1,839$1,536-13%
215COLLEGE STATION, TX$1,836$1,563-13%
216LANSING, MI$1,836$1,410-13%
217LINCOLN, NE$1,833$1,494-13%
218DES MOINES, IA$1,830$1,413-13%
219FAYETTEVILLE, AR$1,821$1,536-14%
220ROBINS AFB, GA$1,818$1,581-14%
221WACO, TX$1,803$1,473-14%
222FARGO, ND$1,785$1,338-15%
223FORT HUACHUCA, AZ$1,782$1,413-15%
224GRAND FORKS, ND$1,770$1,329-16%
225WILKES-BARRE/SCRANTON, PA$1,767$1,611-16%
226FORT BENNING, GA$1,755$1,554-17%
227WHITE SANDS MR/LAS CRUCES, NM$1,737$1,302-18%
228AUBURN, AL$1,731$1,521-18%
229FORT HOOD, TX$1,731$1,623-18%
230CHEYENNE, WY$1,725$1,422-18%
231YUMA, AZ$1,722$1,401-18%
232FORT KNOX, KY$1,710$1,503-19%
233FORT DRUM/WATERTOWN, NY$1,701$1,470-19%
234MONTGOMERY, AL$1,701$1,524-19%
235MORGANTOWN, WV$1,683$1,263-20%
236TULSA, OK$1,683$1,443-20%
237WRIGHT-PATTERSON AFB, OH$1,683$1,413-20%
238MOUNTAIN HOME AFB, ID$1,680$1,527-20%
239OKLAHOMA CITY, OK$1,677$1,434-20%
240BISMARCK, ND$1,674$1,398-21%
241TOPEKA, KS$1,662$1,377-21%
242WHITEMAN AFB, MO$1,656$1,281-21%
243MALMSTROM SFB/GREAT FALLS, MT$1,641$1,467-22%
244CAMP LEJEUNE, NC$1,635$1,566-22%
245ST MARY AND TERREBONNE, LA$1,635$1,431-22%
246HOLLOMAN AFB/ALAMOGORDO, NM$1,632$1,245-23%
247AKRON, OH$1,629$1,491-23%
248FALLON NAS, NV$1,629$1,554-23%
249JOHNSON CITY/KINGSPORT, TN$1,623$1,380-23%
250LAFAYETTE, LA$1,623$1,311-23%
251GOODFELLOW AFB, TX$1,617$1,332-23%
252SIOUX FALLS, SD$1,617$1,296-23%
253GULFPORT, MS$1,614$1,410-23%
254PEORIA, IL$1,614$1,434-23%
255MINOT AFB, ND$1,605$1,302-24%
256FORT RUCKER, AL$1,602$1,305-24%
257SCOTT AFB, IL$1,602$1,527-24%
258CHAMPAIGN/URBANA, IL$1,599$1,392-24%
259CHINA LAKE, CA$1,596$1,482-24%
260LEXINGTON, VA$1,596$1,335-24%
261SAULT STE MARIE, MI$1,590$1,230-25%
262MOODY AFB, GA$1,578$1,476-25%
263SEYMOUR JOHNSON AFB, NC$1,578$1,476-25%
264BEAUMONT, TX$1,572$1,455-25%
265SPRINGFIELD/DECATUR, IL$1,572$1,182-25%
266WICHITA FLS/SHEPPARD AFB, TX$1,572$1,290-25%
267HUNTINGTON, WV$1,569$1,269-25%
268SUMTER/SHAW AFB, SC$1,563$1,374-26%
269BROWNSVILLE, TX$1,551$1,323-26%
270SAGINAW, MI$1,542$1,158-27%
271TERRE HAUTE, IN$1,542$1,302-27%
272LUBBOCK, TX$1,524$1,350-28%
273FORT LEONARD WOOD, MO$1,515$1,293-28%
274LAUGHLIN AFB/DEL RIO, TX$1,506$1,269-28%
275ERIE, PA$1,500$1,434-29%
276COLUMBUS AFB, MS$1,476$1,203-30%
277FRANKFORT, KY$1,464$1,164-30%
278SPARTA/FORT MCCOY, WI$1,455$1,362-31%
279CHARLESTON, WV$1,452$1,209-31%
280SPRINGFIELD, MO$1,452$1,194-31%
281PADUCAH, KY$1,434$1,215-32%
282WICHITA/MCCONNELL AFB, KS$1,422$1,263-32%
283HATTIESBURG, MS$1,419$1,233-33%
284COLUMBIA/JEFFERSON CITY, MO$1,413$1,191-33%
285ALBANY, GA$1,401$1,281-33%
286CANNON AFB/CLOVIS, NM$1,401$1,152-33%
287LAKE CHARLES, LA$1,398$1,215-34%
288STEVENS POINT, WI$1,389$1,236-34%
289FORT RILEY, KS$1,377$1,227-35%
290ALEXANDRIA, LA$1,344$1,212-36%
291MERIDIAN, MS$1,329$1,092-37%
292FORT CHAFFEE/FORT SMITH, AR$1,320$1,077-37%
293ALTUS AFB, OK$1,299$1,086-38%
294FORT POLK, LA$1,296$1,191-38%
295FORT SILL/LAWTON, OK$1,272$1,167-40%
296MONROE, LA$1,251$1,089-41%
297VANCE AFB/ENID, OK$1,245$1,107-41%
298ANNISTON/FORT MCCLELLAN, AL$1,230$1,161-42%
299YOUNGSTOWN, OH$1,218$1,074-42%

299 housing areas that are named places, monthly, rate year 2026. The 39 county cost groups are left out here because they are rate bands spanning many states rather than duty stations. BAH-ASCII-2026.zip

Other grades