All areas / SAN DIEGO, CA / Naval Base Point Loma
CaliforniaNaval Base Point Loma BAH
Naval Base Point Loma is paid at SAN DIEGO, CA, housing area CA038. An E-5 with dependents draws $3,975 a month there, tax free.
Why the names don't matchThe DoD sets one rate per housing area, not per base, and names the area after the civilian housing market it measures. Naval Base Point Loma sits inside SAN DIEGO, CA, so that's the rate it pays.
Every pay grade at Naval Base Point Loma
| Grade | With dependents | Without | A year, with deps |
|---|---|---|---|
| E-1 | $3,666 | $2,763 | $43,992 |
| E-2 | $3,666 | $2,763 | $43,992 |
| E-3 | $3,666 | $2,763 | $43,992 |
| E-4 | $3,666 | $2,763 | $43,992 |
| E-5 | $3,975 | $3,147 | $47,700 |
| E-6 | $4,404 | $3,387 | $52,848 |
| E-7 | $4,446 | $3,678 | $53,352 |
| E-8 | $4,488 | $4,065 | $53,856 |
| E-9 | $4,671 | $4,188 | $56,052 |
| W-1 | $4,425 | $3,564 | $53,100 |
| W-2 | $4,464 | $4,062 | $53,568 |
| W-3 | $4,521 | $4,206 | $54,252 |
| W-4 | $4,731 | $4,410 | $56,772 |
| W-5 | $4,992 | $4,455 | $59,904 |
| O-1E | $4,449 | $3,972 | $53,388 |
| O-2E | $4,506 | $4,161 | $54,072 |
| O-3E | $4,770 | $4,398 | $57,240 |
| O-1 | $4,032 | $3,351 | $48,384 |
| O-2 | $4,401 | $3,873 | $52,812 |
| O-3 | $4,518 | $4,248 | $54,216 |
| O-4 | $5,082 | $4,440 | $60,984 |
| O-5 | $5,493 | $4,458 | $65,916 |
| O-6 | $5,541 | $4,494 | $66,492 |
| O-7 | $5,586 | $4,575 | $67,032 |
| O-8 | $5,586 | $4,575 | $67,032 |
| O-9 | $5,586 | $4,575 | $67,032 |
| O-10 | $5,586 | $4,575 | $67,032 |
These are the SAN DIEGO, CA rates, rate year 2026. Every installation in the area draws the same figure. BAH-ASCII-2026.zip
Paid at the same rate
A move between any of these changes nothing about your housing allowance, because they all draw the same rate.
- Amphibious Base Coronado East
- Camp Michael Monsoor
- Camp Morena
- Marine Corps Air Station Miramar
- Marine Corps Recruit Depot San Diego
- Mount Laguna Air Force Station
- Naval Air Station North Island
- Naval Air Station San Diego
- Naval Base Coronado
- Naval Base Point Loma Old Town Site 1
- Naval Base San Diego
- Naval Base San Diego Dryside
- Naval Base San Diego National City
- Naval Medical Center San Diego
- Naval Outlying Landing Field Imperial Beach
- Naval Station San Diego
- Naval Submarine Base San Diego
Moving here, or away
The comparison on the front page puts this rate against whichever station you're at now and shows what the move does to the money.